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Do I need the paper shares?
Sorry if this is answered somewhere else, I have just done a quick search but could se anything. I have shares in an oil company, I shredded the paper 'bits' years ago, when the shares were almost worthless (silly I know :o ) I have confirmation that the shares are still in my name. But to get copies was going to cost…
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Best rates for USD savings ?
Anyone got any recommendations for USD deposits either in the UK or off-shore. Best I've seen so far is citibank.co.uk offering a paltry 0.75%. Thanks.
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Legal & General Capital Guaranteed Multi Equity Bond 13 Plan
Could anyone share their opinion on the Legal & General Capital Guaranteed Multi Equity Bond 13 Plan, offered by Nationwide. Here is a link to more info I have found: http://www.nationwide.co.uk/investments/guaranteed-equity-bond/guaranteed-equity-bond-summary/account-details.htm
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Britannia Easy Monthly Saver - tax question
As has been noted elsewhere, Britannia is offering a £10 co-op voucher (to be sent out next December) to anyone who makes 12 regular payments into the Easy Monthly Saver Account. The interest on this isn't great but if you only put the minimum £20 in then the £10 voucher bumps it up nicely. Question is, does anyone know…
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Help me with the Maths MSE Guys!
Hi all, I present you a scenario which I need some help from all you good folks out there. I have 2 accounts: Account 1: (Monthly Saver) Pay 5 % interest. I save £250 a month and have done so for 6 months. Total held £1500. Can withdraw money at any time -no penalties. Account 2: ( Classic Vantage ) Pays 4% interest on…
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Is 3.40% the best for 1-year fixed-rate bond for £21,000?
Hi, I'm trying to find a better rate, than ICICI HiSave Fixed-rate 3.40%, for a 1-year fixed-rate bond, but am not having any luck. I'm infuriated with myself for missing the Post Office 3.70% 1-year and NS&I 3.95% 1-year bonds. I've ruled out these: - Mansfield B.S. 3.50% - just withdrawn it, this week. - Julian Hodge…
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Paper and Electronic shares
Any help with this would be much appreciated. My two brothers and I are in the process of dealing with Probate of my Mothers estate. We have a number of paper shares that we would like to transfer to electronic shares but would like all three names on these shares. Firstly can you register shares in more than one name?…
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Free £50 worth of shares - Is this genuine?
Has anyone tried this offer - http://www.traderxp.com/LandingPageX?campaign=16 They're supposedly offering a free £50 to invest in shares. Sounds a bit too good to be true to me so I wondering if anyone has used TraderXP in the past? There are no contact details, T&C's etc on the page that opens so I don't want to hand…
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New savings account help
I'm looking to save up for a trip to Australia in 2012 and trying to work out the best account to do this. I will be saving £50pm every month without fail and I don't pay tax on my savings. I have a full ISA already and money aside for next years ISA, so would a regular saver be better than a high interest account? I can…
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Money being paid into my account that isn't mine!
Hi I'm sorry if this is the wrong place to ask about this but I'm not sure where else to put it. I know that a lot of people wouldn't see this as a problem but I want it sorted. I have a Bradford and Bingley account (which is now Abbey) and since July £20 is being paid into it every month. I have no clue where the money is…
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Can't Access my Bradford & Bingley E-Savings??
Hi Anybody else got a Bradford and Bingley e-savings account? I tried to log into it today and it's gone. All there is is a page telling me how Santander now own it and are going to make it an Abbey account. No real information at all and no place to log in. I sent them an email this morning to ask how I get access to my…
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EGG Sort code
Know where the EGG sort code is hidden on their website? I have it written down, but just wanted to check it ( such bad writing:eek:) - have logged in but cannot see it anywhere. :o
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Selling Austrailian Shares
Is it possible to do a one off sale of some uncertificated shares in an Austrailian bank, with a broker in the UK? Selling them through the registrar in Austrailia means lots of paperwork flowing back & forth to Austrailia, ending up with the proceeds having to be paid either into an Austrailian bank account or them…
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NS&I question
Hi, I hope I don't sound too dumb with this question (I think it's the bond part that's confusing me....) When you open a NS&I 5 year fixed bond does it work the same as normal savings account apart from lost interest on withdrawal - i.e once opened can you pay more money in? and if so how does the interest/fixed rate work…
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Pension, Savings or become mortgage free?
Hi guy’s, My vital stats to begin with are: male; married; no kids (yet); 1 dog; 29yo; no loans; no credit cards; £86k mortgage (House value approx £105k); no pension; 8k profit in my Ltd company (enough to keep paying myself 9 months min wage should I not have any work contracts). So now I’ve finally got myself out of…
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Derbyshire BS Want my National Insurance Number
Hi, I had a letter from Derbyshire today. Dear Mr. Striker, Following a review of our accounts it has been noted that we do not have your national insurance number. Therefore, could you ring the branch with the information at your earliest convenience, and we can amend your records accordingly. I don't have any Isa's or…
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Question Of The Week: Savings Accounts
Q. With savings rates so low and banks unsafe, isn't it better to keep cash under the mattress'? Martin's A: No, though a couple of recent newspaper reports bizarrely suggest people are doing just that. One reason commonly quoted is 'interest rates as low as 0.05%'; my answer to that is that doesn't mean savings accounts…
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What happens to term deposits and the like on death?
An elderly cousin has sold her home and moved into a nursing home. She has the value of her house and some building society accounts, post office account and a few shares. Total value about £450,000 excluding shares (about £70,000). Most are on interest rates of almost nothing. About 30,000 is sheltered in a PBS building…
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Stocks and shares
Im thinking of putting some spare money into stocks and shares. I just wondered if there are any good sites on the internet or an application for managing buying and selling of these>?:confused:
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Halifax Fixed Rate Web Saver warning
I had 2 Halifax fixed rate (1 year) websaver accounts that matured earlier this month. Halifax notified me that if I wanted to roll the accounts over into a new fixed rate deal they would need 5 working days notice. When I contacted Halifax on the 24/11/09 to action this they could not say what their rates would be in 5…
