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LLoyds Open (Exchange) Offer NOV 09
Anyone heard any details ? IE what the cost of accepting the LLoyds Call ? Best I could dechiper was 0.34 P per existing share @0.6213. £21.08 cost to buy based on 100 eq. Anyone agree / disagree ? Above is interesting as the speculation on post offer price is 0.56.
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Best Business Savings accounst?
What are the best paying business savings accounts? I have been trying to find a place to compare business savings accounts and find one paying a reasonable interest rate. Firstly this has proved very difficult. abbey and investec has some ok accounts, and appart from this the top payers are all small banks like secure…
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Help needed with complete financial overhaul!
Today, I have decided I am having a rethink of my finances and would like some advice as to what is the best thing to do. I am a non tax payer and won't be paying tax in the near future. I currently have a Halifax basic current account. Do I upgrade to the Reward account which pays £5 per month which is ongoing or switch…
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The great on-line account in the sky!
I've been thinking about death recently. Well, Ok ... actually I've been reviewing my will and it strikes me that I have a great deal of dosh in on-line accounts and fixed-rate bonds that have no paper record of them at all. If you searched my house from top to bottom you wouldn't find any trace of hundreds of thousands of…
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savings help
hi i have an isa with the abbey had it for a few years now but use the money each year usualy. at the moment i have a bit of money in there but just looked up on their website and it says the interest rate is 0.10% AER that is pretty poor right? would i be better off taking the money out closing the account down and…
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15k
my mum died in april this year leaving me £15k, i'm a single dad and i look after my 2 children full time now i had to quit my job unfortunatly as my ex partner deserted us a year ago, i recive income support and tax credits 1. i take it i have to declare this £15k when i get the cheque 2. is there anyway round it as my…
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Lloyds Rights Issue Nov 2009
So, what are we peatons to make of this opportunity? Is this an opportunity at all? Or is this the City setting up the first big scam on the road to the next crash?
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Savings accounts with money "pots"?
My OH's a bit of a beginner when it comes to savings; he's finally seen the light on paying off his credit cards and is able to put a bit (£100-£150) aside a month. He's currently got an easy access savings account with ING that's not got a particularly good interest rate. He's a very visual person, and I think he might…
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HSBC HIDB maturing, quickly need to reinvest funds in NS&I GIB
Hi all, I have a 1-year HIDB maturing on Tuesday next week, and was wondering where the corresponding amount will be transferred, and how soon it will be accessible from there. I need to open an NS&I Guaranteed Income Bond with this money as soon as it becomes available, hence I'd like to time my application just right.…
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Trust Account
Hi, I am a trustee for a discretionary trust where the beneficiary is a family member. The trust currently has £60,000.00 in a LLoyds Trust account which is currently earning 0% Interest. We are happy to tie the funds up for a period of time, but i have so far been unable to find any accounts offering better rates. Tried…
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Want to set up a savings account
Hello There, Me and my fiancee are wanting to set up a savings account to save for our wedding. We have a CA with Barclays .. i am just wondering if anyone could suggest a decent savings account for this purpose? Thank you x
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AXA investments
My Mother has AXA investments and has been advised by her financial adviser to take them out of Active Protector 70 and Morley Property and to put them into Gartmore, Invesco Perpetual Monthly Income and Jupiter Merlin Portfolio. The adviser has put that the active protector might be cash locked ... Sorry I have no idea…
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ISA or Long Term Fixed Rate Savings
Hi People, I have a small amount of cash I'd like to invest (less than 1000) and would like to add £25 to that lump sum each month. I am looking at a long term investment, probably 15 years min. Would I be best to save in an tax-free ISA (I pay base rate tax) or a high interest, long term, fixed rate account. I would…
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Contacting A&L 'Customer Services'...
I'm getting really really frustrated with 'em. I've got online banking with them, and sent a question to them via secure mail asking when my Online Saver introductory rate finishes and can I transfer between 2 A&L accounts online as I can't see how to do it. My first reply is...'yes, you do have a 12 month rate.' I reply…
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Halifax Guaranteed Saver Reward 3%
Evening all, We currently have all of our savings in a Halifax Fixed rate websaver at 5%, the 12mth fix ends on 1st December and will then go down to 0.5%. I have noticed that halifax are offering a Guaranteed Saver Reward at 3% for current account holders. All of our savings will be going towards a deposit for a house and…
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good savings accounts
I am with llyods tsb and have an incentive saver account, it says A variable rate of 3.04% AER/ 3.00% Gross when you don't make a withdrawal. For months you make a withdrawal, you will get 0% AER/Gross am wondering do i have a good savings account ? also how to i work out the interest ? i sound stupid but it seems…
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ISA additional £1.500 deposit not allowed.
hi. new to this... wonder if anyone can help. I have an ISA for this year with a local Building Society, and, i have tried to add my £1.500 allowance into it, and been told that i am not allowed to do so because it is a fixed interest account.. Is this right. I thought all over 50's could do this. thanks for any help or…
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Advice re Savings account dating back to 1969!!!!
Hi I was wondering if anyone could help me:) My dad found a Yorkshire Bank Book dating back to 1969(when I was 5!!) which my parents saved £41 for me in between 69 and 74---whilst I was at primary school. I have taken it in to the Branch where it was opened and they have now called me back to let me know that it is still…
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Aviva Reatribution
At long last I got a cheque, for £2343.99. I am very pleased.:A
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Stocks and Shares Message Boards
Hi All, Just a quick question to see if anyone out there knows of any decent UK based message boards for Stocks and Shares. Something that is a good source of info for UK Equities. Thanks in Advance, JP
