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25k to invest
I am in the unfortunate position of selling my late fathers house, and expect the final inheritance from his estate to be approx 28k. After treating myself and family I estimate that I will be left with about 25000, of which I want to invest to some degree. I am aware that the interest rates are very poor, and according to…
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Investing for grand children.
We are soon to become proud grandparents for the first time (early Feb) and want to set up a fund for our grandchild that we will top up on birthdays/Xmas and when we feel flush! Hopefully the forum can help me with a few questions. 1.My grand daughter will be born in Australia but will have British nationality. I was…
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Asset allocation for a 72 yr old
My mother is 72 without any debts but has a sizeable sum in the bank earning a pittance of an interest rate. She would like the money to pay her a better rate than she is getting without it being at too much risk. Any thoughts on gilts,corporate bonds and high yield bonds. Also national savings rates and what the asset…
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PLUS Markets Group data
If you trade small and mid cap shares this used to be restricted to trades through the London Stock Exchange AIM platform. Since September 2009, similar volumes to AIM have been traded through the new PLUS Markets quote-driven trading platform. I notice that ADVFN recently claim to be the first to provide combined live…
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Debit Card Transfer Limits
As some of us have been struggling to ascertain if there are any limits on Debit Card transactions particularly in respect of online applications for the NSI bonds - I thought a thread to record the max amounts per Bank that people have managed to transfer (irrespective of what the bank advise), might be useful I spoke to…
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Duplicate - plse ignore
As some of us have been struggling to ascertain if there are any limits on Debit Card transactions particularly in respect of online applications for the NSI bonds - I thought a thread to record the anounts/Bank that people have managed to transfer might be useful I spoke to LLoyds; Halifax and Natwast and was told by all…
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New to buying shares.
Hi, I'm looking into buying shares in renewable energy. As im completely new to this could i have info on how and where to buy please? thanks in advance.
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Worried
We have just sold our flat and are going to rent until we find the place we want to buy (not found it yet). So we will soon have a big wad of Equity money to deal with. But I am hearing lots of talk about deflation which scares the hell out of me as if our cash becomes worthless (or at least worth less) then we are…
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Norwich and P'borough Family Regular Saver 6% AER
Hi Guys and girls, Quick question if I may. Me and the Wife will be looking at getting a mortgage in 2 years so at present am trying to maximise the amount we can save. My question is re: the Norwich and P'borough Family Regular Saver 6% AER account. I already save some money in a stocks and shares isa for my daughter but…
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Do I bin these Shares
When I worked for Alldays convenience stores years ago both my Mum and I bought some shares in the company long before they were bought out by the Co-Op. Anyway these got forgotten about, but have since been remembered. Are these actually worth anything at all? Thanks
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In from the cold.
A cheque arrived today for an Icesave 2yr bond held till maturity (which was yesterday) I am grateful to FSCS for their handling of my accounts, I have one more to mature next year. So far everything has been calculated corectly and interest at almost 7% has been paid. This represents many times more interest than I could…
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Complete Novice wanting to invest in shares..
Hi, Firstly I have found this site very useful before having done the Credit card Stoozing thing a year or so ago and made £400 for doing nothing! I will try and keep this short and sweet. I saved up money for a house deposit but with the way things are at the moment I am not going to move out. The deposit is sitting in a…
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Lloyds Bank Advice
I was talking to someone recently who said they had the following "advice" from their bank, Lloyds. They have £200k in cash and wanted it "safe". So Lloyds said £50k in two separate accounts for the couple, as £50k each is guaranteed. Then £50k each in a bond, because Bonds are covered for a further £50k per person per…
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Share dealing help required (Lloyds Group)
What do I do??? I am totally inexpierenced at all this share dealing lark, only bought them because it was a opportunity not to be missed.... So here goes.. All together I have about 25000 shares...... I have £15000 worth which cost me a £1 each, and £5000 worth which cost me less than 50p a share.... All told my average…
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Bank of Scotland and Non Ordinarily resident Status
For years we have had business and personal bank accounts with the BofS. We now live permanently in France and recently we have been told that we cannot open any new accounts due to our living in France. We can however have an offshore account with the BofS in the Isle of Man but that is not a safe option as their bank…
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family gifts
Hi. can anyone tell me! My 85 year old mother wants to reduce her savings by giving a gift to her children! How much and how often can she do this without upsetting the local council, re relief on her council tax. thanks john
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Lloyds Vantage Article
I have just read an article that Lloyds Vantage needs to stay between £5K and £7K to get the 4% and if you go outwith these boundaries you lose the interest and only get a pittance on the full amount. I have three Vantage accounts recently opened and obviously knew about the £5K and £7K limits however my uderstanding is…
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Shares as a christmas gift?
Hi there, Id like to give my husband a small amount of shares for christmas but not sure at all where to start. Not looking to invest a massive amount just something minimal to get him started (as hes got a chunk to invest eventually). I dont know anything about them, so any pointers would be great! Thanks in advance guys!
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£50k in an institution - Ulsterbank?
Am looking to invest a large sum (from a house sale) temporarily and as advised, am trying to split it into £50k chunks spread over the best interest payers. Ulster Bank is a top payer but please could someone more knowledgeable than me help to clarify what Martin means in his article : "Ulster Bank is part of the Natwest…
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Old MoneySavingExpert investment article
Hi all, just wondering if anyone else remembers an article on here at some point about how to invest properly?? I seem to remember that it involved some kind of waterfall model of some kind.... Does it ring any bells with anyone?? Thanks in advance!
