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Natwest 3 year Savings Bond
Morning Members, I will give a little background info about me first, some info will be irrelavent. Firstly I'm aged 23, recent university graduate and only just been able to save. Finished university 2 months ago and still looking for full time employment. (only jobs going are sales). Anyway down to business: So far I…
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Secret Flag Trader
Hi, A couple of weeks back I subscribed to Money Week magazine. This weeks mag came with a supplement ‘offering’ a course and software system called Secret Flag Trader. Being the cynic that I am I usually throw thing like this straight into the bin but after putting the usual searches through google I can’t find anything…
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Can I make my nephew's savings more?
Hello, I'm looking for some advice on my nephew's savings. I opened both a Halifax Save4it and Halifax Children's Regular saver for him. I put £10 away every month for him. I opened this when the Save4it was about 6% and the regular was 10%. Since the recession these rates have obviously bombed and now stand at 1.05% and…
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Aldermore fixed term bonds
I read in yesterday's Sunday imes Money Section that Aldermore, the first British bank to be wholly owned by a private equity firm are offering some of the best four and five year fixed rate savings bonds at 5.15% & 5.40% respectively, and one, two and three years bonds at 3.49%, 4.21% and 4.51%. I've never heard of them.…
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FTSE Year End "Derren Brown" Method - Survey Results
Thank you all those who replied to the FTSE end of year predictions thread. The survey used the same approach as the previous survey which predicted to within 6% the lowest point the FTSE would reach. The latest survey attracted less than the number of responders to the previous one. However the result is as follows:…
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where to save money & how much?
Could somebody tell me where the best place is to save money each month. I currently earn 45k and come out with 2780 per month after tax. My outgoings each month are: 500 to wife towards mortgage and bills 270 loan payment 9 Internet 21 sky tv 10 dentist 250 standing order to barclays savings account Then say on average…
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Stock Trading - Suggested Reading
Hi I have little or next to no knowledge how stock trading works, are there any books or online reading you can reccommend into how it works and operates and where one would begin. I am not initaially thinking of putting thousands into this, but have always been curious howto one would begin. Many Thanks
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Cash ISA vs Egg Savings Account?
Hi everyone, I have just opened an Egg savings account which offers 3.25% and have dumped my savings into this. I also have an ISA with A&L offering 2% variable rate. My question is, which account am I better off putting new money in? The Egg account seems to offer better interest even with tax applied and as we all know…
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THE PLAN: Save, Buy Property, Retire at 50.
Hello, I would like to run a plan past some experienced folks on here, tell me what you think. I am a 22 year old who earns around £2k after tax. Debts now paid and I survive on £1k/month and have £1k/month left over/saved. I believe what most people do wrong with their lives is working for money, instead of making money…
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Small question about direct debits
There is a direct debit due on Monday on my card, i allowed a family member to temporarily use my card for a few months but i'm wanting to stop it all completely as they don't have the money to pay it. If i used my banks website online will that cancel it completely? So there is no way they can lift money out my account on…
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under a year in monthly savers?
hi guys. my fiance and i are both full time students and struggled over the summer as we could not get full time jobs. We have a mortgage and plan on overpaying but would also like to keep some 'emergency' money 'incase'. i wondered about starting a monthly savings account. They say that the rate will stay the same for a…
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Egg Savings Account
Hi guys, I recently opened a new Egg Savings account a few weeks ago when it was at 3.25% which included an introductory bonus. I have deposited an initial £1k into this. I will also be regularly depositing £100 into this account every month, but I've noticed that the interest date has dropped to 2.5% now. Does this affect…
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Investing - A beginners Questions
I'm a beginner at this 'investing' lark - and would like some guidance on how to do it properly & sensibly. I seem to have acquired an ISA fund of approx £15k currently in Nationwide's Tracker funds, now administered by L&G. Via these pages, I've learned I could do better on annual charges. So will be doing that shortly.…
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investments accounted for in private long term care?
Can someone please confirm if a council would contribute any costs towards private care home costs? I understand investment bonds aren't taken into account when looking at assets.
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saving £10 a month for 10 years
What is the best way of doing this to make the most money ? I have 2 axa policies about to mature, and i'm not really impressed with the results of that!!
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L&G (Barclays) cautious portfolio - Major losses
Can any one advise as to if the L&G (Barclays) cautious portfolio are simiolar to the Barclys Morley/Avia/Norwich investments, that is they may have been miss sold/ badly invested/ cautious changed to balanced? Thanks
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Increase in ISA allowance on 6th Oct by £1500...
...I have been told by Leeds BS that you can only add this to your existing 09/10 ISA (£3600) and not open a new one with another provider......Is this correct?....thanks ed
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Yorkshire Building society Bond 4.65%
I have a few hundred quid in the Yorkshire Building society not earning very much interest, so although it is a small amount, I thought it may be worth transferring it into this bond. First of all they gave me a choice of a 15min telephone call or a postal application. I chose the first option, big mistake. :mad: It seems…
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Losing money invested in a trust
Not sure if this is the right page but,,, I have just had a trust desolved after two and a bit years of arguing. I cannot sleep with worry because a few years ago it lost money. I have a solicitor looking into it for me but I need answers. Within the trust where four trustees. One was classed as a professional trustee and…
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Barclays Monthly Savings = big hassle
My Barclays Monthly Saver account (7.75% AER) matured so I went to the local Barclays branch intending to close the account. I don't have a current account with Barclays and was told I'd have to pay £15 to withdraw the balance as a cheque :mad: That was clearly unacceptable and the only other way to retrive my money was to…
