-
Can some-one help me with this loan please
I owe £4850 to the co-op on a 5 yr loan ( just under 3 years to go). Interest is 1/2 yearly and was added on 2nd Feb. If I pay it off now I incur some extra interest, probably a couple of months I think. I was thinking that if I put the money to pay it off in an ISA (A&L) or internet savings account (A&L) now until just…
-
"Rainy Day" accounts - worth it?
Hi there, I have seen some banks offering 'rainy day' accounts, with a max monthly pay-in limit of e.g. £250, and a certain amount of fix (e.g. 1 year). Does anyone use these/what are the benefits over a regular savings account? I'm trying to evalute my savings (currently split between an ING ISA (maxed out for 08/09), A&L…
-
accident trust funds help me please
thanks for taking the time to read, i was awarded a large sum in 2006 for a accident at work, i decided to put the funds into a accident trust fund,this is because i have children and it protects against fammily tax ect. i was asked my approach to risk bassicly i went for a medium risk some went into stocks some went into…
-
I am in a real quandry
I hope someone can help. Not after advice, just opinions. I pay fixed sum into ISA and some other funds amounting to £600 a month and just see thousands wiped off everytime I get an update.... I am aware this is a sign of the times, but really not sure if I ought to stop paying in and leave whats left and hope. Or put the…
-
Children's Bonus Bonds
hi, any advice please? i took out one of those child policy's out when my daughter was a baby, where you pay a amount each month till she is 15. now i have £1200 and want to put it away for her till she is 21 do you think this would be a could place to save it for her? thankyou http://www.nsandi.com/products/cbb/index.jsp
-
Corporate bond investors beware !
Sounds great doesn't it...10-15 percent return on your Barclays A rated 9% corporate bonds . There is a catch however which the investor websites do not make clear. This and other corporate bonds have the 'small print'. In the case of the above bond, the catch is that if Barclays pay no dividend on their shares in a…
-
New Halifax ISA Reward Thingie
Worth consideration. 3% fixed. Allows 4 withdrawals. £1,000 minimum. Transfers in allowed.
-
Citibank in the news
Listening to radio 4 early this morning. They were discussing Citibank being close to insolvency. :eek: :eek: Any comforting words from anyone on here? :(
-
Can You buy shares in the FTSE as a whole
This might be a silly question. You can buy shares in companies that are in the FTSE, but can you buy shares in the FTSE itself hoping for the number of points to increase ?
-
Share Tips for FTSE 100
Thinking about building a FTSE 100 portfolio and looking for share tips. Some big dips in the major share prices and looking to buy for big gains in the next few years. May add to this monthly to smooth out any ups and downs. I currently like the look of British Airways, British Aerospace and BP. Which look cheap. Any tips…
-
Tesco saving clubcard points to be given in May
I've just rang Tescos clubcard expecting my 3000 points in my February statement but they've said there is a delay on promotional points and I won't receive them until May. Anyone else who opened the savings account in November got the same problem?
-
Tesco Internet Account.
The deal was that Clubcard points would be given for accounts opened before November 12 based on cleared balance on December 31. The points were supposed to be available in February statement. I haven't had mine. Anybody else not had theirs either?
-
Cash Or Property
Long story, but my brother and I did very badly out of my mum's will, not that she did it on purpose. One factor was that although my mum left her half of the flat that she lived in with her sister Ada to John (my brother), and I, she put in a clause saying that Ada should stay in the flat till she died. Ada has two…
-
Tesco Personal Finance helpline.
Does anyone know if the people on the end of the Tesco Savings helpline phones are actually employed by Tescos or are they RBS.
-
new fund launches
Is buyign new fund lauches a good idea? All new funds seem to be priced at 50p at launch. Is there any pros/cons to buying at launch?
-
my daughter has £100
My 7 yr old daughter has saved up £35 and as a way to try and encourage her to save i have told her if she gets to £100 Ill give her another £20 , she thinks this is a great idea but i want to know what the best thing to do with her money when she has saved it so she can see something really happening with it well at least…
-
Regular Saver V Fixed Rate Bond
I would be grateful if someone can workout how much interset would i get at the end of the year between: Regular Saver Cash ISA Maximum £300pm 7.00% fixed Interest rates (AERs) Year Fixed Rate Bond Maximum £ 3600 at 3.75% Interest at Maturity Many Thanks
-
Investec High 5
Hello Not sure if this account has been discussed on here,apoligies if it has!! I am really thinking of opening an account, Has anyone got one? as ive only just heard of them! Is there any snags with setting up? is it easy to access online and does any one know any hidden catches as this looks a really good Account. Help…
-
Time taken to transfer cash
I have an Alliance & Leister Premier Direct Current Account which I have to pay £500 into monthly. I'm having my wage paid into another account with Abbey. I transfer this £500 over beginning of each month into the A&L and from there to the eSaver. The thing is I transfer the £500 first day of the month and it normally…
-
Is it time to spend,spend,spend.
Lets face it, its a crap time for savers. Searching around for an axtra 0.5% here and there. A return to 7% savings rate is years off, if ever. The stock market i read a story today by three senior economists that there's only a 50% chance shares will hit 6,000 by 2019, and may yet fall to 3,000. Unemployment on the rise,…
