-
Tesco internet saver - when is interest paid?
I've just been told that I have to wait A YEAR until I get paid any interest? Unless I close the account, - then I'll get the interest paid!? The bloke I spoke to on the phone, Gary, sounded like a complete numpty, - is this correct? :mad:
-
Where to save £100,000 retirement savings
Hi, I am due to retire in January (age 65). The only pension I have is the State Pension for me and my wife. We have £100,000 to invest. Please could anyone advise me where is best to invest this sum of money? Thank you for any replies.
-
50k to invest for a year
I have 50k to invest for a year before I make use of it. What would get me the best interest, a fixed bond or money market account? Any ideas...thanks
-
CHAPS/Chelsea Building Society
Hi, Got a fixed rate coming to its end soon, i want to CHAPS it out of the Chelsea? Nothing looks appealing at the moment, so best move it else where. Has anyone CHAPS out of the Chelsea, cannot find any literature on their website. Can they refuse to CHAPS, or is there a facility to CHAPS at what cost? Cheers.
-
ABBEY Instant saver
Special issue 2. Was just about to open account having done my research. 6% interest yesterday and 4.5% today! Any opinions?
-
Where are the 4 best savings accounts
I want the best four savings rates on seperate banks (for protecting £50,000 cover). Where can I find this sort of information? I have looked at a lot of internet information but often when I call up a bank they say the accounts are no longer available, where is the best upto date info?
-
Coventry BS money transfer
Does anyone know if there is a limit on how much you can you can transfer in one day from Coventry Building Society? I've looked on the website but can't see if there is a daily limit. I've never transferred any money from my account - only transferred money in.
-
£40,000 commission?
I went to see an IFA today concerning a 1.3M inheritance. He showed me some quotes for a Norwich with profit bond and a guaranteed fund with legal and general. Anyway, looking at the back page i worked out the advisor will be getting £40k approx plus an amount each year. We talked about fees, he said unless I want to be…
-
A&L premier accounts? Saving Haven?
Whilst my savings interest rates drops continuously due to the BoE base rate, my Premier 21 savings account had remained at 10% for the first 1,000 as long as a i pay in £100 a month (which is my wages) It fixes the first £1,000 at 10% yes after that only 0.1% (8% and 6% for taxpayers) They even have 8.5% for over 21's on…
-
Northern Rock website
I usually hate threads about website faults, but I have tried at least six times this evening to make a deposit to my NR internet account. I get to the "make a deposit" button, and then nothing happens. I get a screen telling me the various ways of making a deposit but no way of progressing one. I have tried relaying this…
-
should I offset savings on a buy to let property?
I have had 28k in a really poor savings account for two years (only 1.98% after tax - didn't move it after introductory rate !!!!!) Anyway, I offset the whole of my own personal mortgage which is only 30k with other savings and I was thinking of remortgaging to pay off a buy to let property that has a mortgage of 25k. I…
-
Halifax Regular Saver 7% ???
Hi all, Am gutted about the interest rate drops. I waited 2 months for my natwest esaver to be worthwhile for use, (int + bonus), and today it's dropped to a ridiculous 4.47%aer. :mad: Just seen the Halifax Regular Saver @ 7% Fixed. How long will it take to set up? I am thinking of applying online and already have a…
-
Which e-ISA? - fixed or variable
Which would you go for? I have two ISA decisions to make: 1. Using up this year's allowance of £3,600 2. Finding a home for last year's Icesave ISA After the interest rate cuts today, the two I'm considering are: 1. Halifax fixed for 12 months at 5% 2. Principality variable 5.50% (dropped from 6%) The Icesave certificate…
-
Wesleyan Bank
Are they oened by anyone else, also are they FSA authorised? I've tried to find out from the FSA web site but the list of authorised banks is unavailable. Thankls
-
Halifax Web ISA register problem
I have tried to open an ISA using the Halifax on line application, however I cannot get past the email address request. It keeps telling me that my email address submitted is invalid, however it is fine. I have even pasted the address from an email received from the Halifax with the same result. Any ideas please?
-
£50k saftey limit or should we worry?
Given that to date the Government has bailed out anyone unlucky enough to have savings with a bank or BS that has got into difficulty do we really have to worry about sticking to the £50,000 per person with an institution? The reason that I ask is that it is getting difficult to find a decent home for ones savings that…
-
Peston predicts another 1% cut in interest rates
Just watched him on BBC news. Getting silly now :( :(
-
Egg Fixed Rate Bond - Not Showing Up (Unavailable/Error)
Hey guys, I opened a Fixed Rate Bond last month with Egg. All was fine and dandy until last week I checked on it - the Savings account I had to open to get the Fixed Rate Bond looks OK, but the Fixed Rate Bond itself - all details showing as "unavailable" and the bit that should say "view" instead says "error". A message…
-
The AA driven to distraction
In typical HBOS/BM/AA incompetence the AA website still has a big banner promising 6.28%/6.46% AER for its internet saver. The actual rate, pointed out elsewhere is now 4.53% gross / 4.63% AER.
-
Britannia Reductions
Most Britannia BS accounts have been reduced by the straight 1.5%. The Direct Saver Reserve now pays 4.5% including six month bonus. Some regular savings accounts have gone down by less - but mainly because they weren't paying much more that 1.5% excl. bonus anyway. The Easy Saver is definitely one to avoid - EASYSAVER:…
