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Investing in Alternative Energy ?
Is it time to invest in Alternative Energy? I am not an eco warrior and dont believe all this carbon causing global warming malarcy but one fact is inevitable, an oil shortage is looming. I saw an advert in a newspaper for the guinness alternative energy fund and after a little surfing on the net I also noticed that the…
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EU citizen, temporary UK resident: saving options?
Dear experts, I'm an EU citizen relocated here in UK in October 2006 and my current status is "temporary resident". I currently live on a tax-free stipend as a PhD student and I also moved part of my home savings in a sterling current bank account. I'm now thinking to use a lump sum (about 10k) to earn some interest. The…
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Interest on ISAs - will i lose it all???
I am using most of my savings to buy a car but unfortunately it has come just before the end of the tax year so i will be withdrawing prior to april 5th. this may sound a stupid question but does the interest accrue once a year or on a daily basis but is only given out once a year? i am slightly concerned that if i…
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BACS Transfer from Abbey to Kaupthing Edge
Hi folks, hope someone can help here. I have successfully set up my Kaupthing savings account and also been able to log on to view it. I now need to transfer funds from my linked Abbey account. I know I need to enter Kaupthing's sort code and my account number however the Abbey on line payments system also asks for "Their…
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Old Share Certificates
Must admit I was having a clearout over the weekend and stumbled across some old share certifcates that I dabbled in 2000. I'm guessing that they are pretty worthless and struggling to find info about most of them (tangible info anyway). Most of these companies seem to have been through a restructure or name change at some…
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simple question on ISA
hi sorry for this simple question me and the wife need to to invest £3k each for a cash ISA before ? April 1. how long do we have to keep the money in the a/c? 2. when does interest get paid? 3. when can we open new ISA for the next finacial year? 4. can we put in £3k in one lump each? thanks in advance
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Finding an appropriate local finiancial advisor.
Can anyone advise me as to the best way to find a local financial advisor(s). I have £100k to invest, but not sure how to narrow down the field to advisors appropriate for this level of money. Im based in Durham area if this helps advice. Thanks
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Which fund to invest in?
Does anyone know of a fund that allows you to invest £20 a month? Invesco Perpetual does, but only with 2 lump sums of £500 and £100.
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ISA For Next Finanical Year
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Selling up and moving Abroad
Hi, I've recently relocated to Republic of Ireland from the UK,where i have lived all my life. I'm in full time employment here in Ireland and for the moment,i am just renting a property. My house back in the UK has just sold and i expect to receive £100,000 profit after paying off the exisiting mortgage. My question is…
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share trading in real time
Which on-line trading sites allow the buying & selling of shares in real time? cheers mt
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son wants to save
hi, my son turns 16 on 12th march, and he gets his endowment from his grandma. We think it may be about £1,000. He wants to save it so he can buy a car when he is older. What do you think is the best thing for him to do ISA etc. any help would be great
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Paid off debt, ready to start saving
Hi all I got myself into £15k of debt and after 2 years have now paid it off! And my bank is now £3k in credit, I want to open up a savings account and put some of that in there and start building on it! I have never had savings before, so after any advise on which would be the best account? High interest? Any advice? Many…
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Christening - How to save for my god daughters?
I've recently been asked to be a godfather for 2 of my friends recent arrivals and I'd like to set up a couple of savings accounts for them. I'm not able to put much in them (I'll prob put in around £25 on thier birthday) but the money won't be touched for about 17 years). What is the best method? A savings account,…
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ISA Help
hi I wondered if anyone can help me. I have an ISA with approx 3300 in. I have this with HSBC and the rate is 3.93. I want to swap to Icesave but I live in Italy and critereia says UK resident. Does anyone know a way around this ? It kills me to think of a better rate and I cant get it grrrr !!! Thanks
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Query on amount in ISA
I have a mini equity ISA, which was with Nationwide, now with L&G. I have question, (only because I'm impatient & they won't tell me the amount in it over the phone as it is in my husbands name & he's at sea, so can't call them ) We pay £97.96 into it per month in October 07 the value was £12,180.07 Any ideas what it would…
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Egg savings
Hi all, I got an email today discussing you now have to tell them if you are a U.S Citizen/Resident etc... since they were bought out by an american bank (Citibank). I'm not, but was wondering what all this meant for those that are (for example, my girlfriend who has dual British and American Citizenship). She was thinking…
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Is this legal
Hi Everyone, Not sure if this question should sit in this panel. I have power of attorney over my mothers accounts held jointly with my brother, if we wanted to make some investments/pay off some debt which are over the legal entilement of £3000pa would we be at liberty to do so, I'm thinking £25k each, how would we pay…
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3rd year student-when to switch to ISA?
Hello there, I was wondering if anyone could help me with my query. What I basically want to know is when does tax on savings start take effect if you are about to enter work? The reason I'm asking is that I'm currently a third year university student, due to graduate this summer. Now, at the minute I have around £5,000 in…
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How to sell prudential bond & share selling
I'd like to access some capital through selling either my prudential bond or some shares. My problem is I haven't a clue how to do so, and how to do it financially prudently! The bond and most of my shares are paper certificates, which I've mentioned in case that in itself is an issue. Any help/advice would be much…
