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Timing of when to open a Regular Saver
What day of the month is it best to open a Regular Saver? I'm thinking it might be best to open them at the end of a month, then get subsequent payments in as early as possible. e.g. payment 1 - 31st March 2008 payment 2 - 1st April payment 3 - 1st May ... payment 12 - 1st Feb 2009 account matures 30th March 2009 if the…
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West Brom Direct Reg.Saver - anybody else had this??
I've had a W.Brom Direct Reg.Saver a/c for 8 or 9 years, paying a reasonably small amount into it each month by S/Order. (I only really wanted it in order to have an a/c with W.Brom). I switched my bank from Abbey to Coventry1st nearly a year ago & the S/Os have been perfectly OK each month since then - until now! I…
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Are your savings safe?
Hi, I was wondering if by putting £35K in Landsbanki (Icesave) and £35K in Kaupthing Edge is safe. Since they are 2 different Icelandic banks, I wasn't sure if they both share the same protection and if so whether it would be wise to put £35K split in both? Per the link below both of these aren't highlighted in the same…
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Global Shares
I probably know the answer to my question - "Is Global Shares' recent offer a bit of a scam ?" - in that anyone who suggests that they have a software programme that can sift through the FTSE and give the you the likely winners and who wants to share this information with you at considerable cost is actually in the…
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Bradford & Bingley My Time postal saver Qu
Hi guys, looking to open this account, it seems to have a competative rate, but was wondering if the 6.0% is fixed, and for how long. Similar accounts from other providers are guaranteed to exceed the Base Rate for about a year, is this the case with this one?
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Elderly person going into care home + savings
Hiya Ok, first post here so first off hello. :D I'm looking for a bit of advice as i'm struggling to find out the info I require with regard to retaining savings when an elderly person goes into care. Basically, my Grandma has suffered a series of strokes over the past few months and with great regret we are looking at…
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PTA/Charity Bank Accounts
:confused: Hi my daughter's primary school have just started a Parent Teachers Association I was wondering if there are any bank/building society accounts for this kind of charity/fundraising organisation that pay interest on a cheque account. Many thanks
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Banking in Euros-Can anyone help?
Hi, I have a chunk of cash in EURO (circa 4000) and I am looking for best saving deal with British banks. Can anybody help me to find the best savings option? Many thx
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How Much Can I Invest Without Paying Tax?
Hi,my wife and I are looking after her mother due to the death of her husband. We would like to put away some of her money from a recent house sale so it can make a bit for her. We are thinking in the region of £60,000, possibly a bit more, with not more than one months notice.She is 79 and we dont want the interest to…
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RE: Best 1yr bond
Hi is the best one year bond the one from ICICI? or is there a better one? Or a really good two year bond....not sure about locking away for 3 yrs or more Thanks...
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Please help me!!
Hi, I am very new to money saving and don't really understand much (apr, interest all that jazz). I am 21 and looking to go to university in the next couple of years. I want to open a savings account where I can put so mucha month in by direct debit and then leave it there until I need it when I am at uni. Which is the…
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Tax Certificates - Saving Accounts
Last May I inherited a significant sum of money. Not enough for the interest to bring me into the higher rate tax band on income but I am wondering whether HMRC are likely to start to take an interest in me (for some years now I have not been asked for tax returns)? Being rather cautious I have invested a large chunk of…
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Lloyds Fixed 9K ISA not showing in best buys
I did a quick trawl of the best buys websites this morning re ISAs and could not find one mentioning the 1 year LloydsTSB fixed ISA where you have to put over 9K in. They mentioned others, for example a 6.20% Halifax ISA which is fixed for FOUR years, but no mention of the Lloyds one which has made me pause to wonder why…
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ISA, will bad credit effect opening one?
Hi All I want to open an ISA account, but i am worried that my very bad credit rating will not let me get one. Is it a different thing altogether? I only have cash only accounts with LLoyds (no debit cards ect) Would appricate a little help Best Regards Cathdance:confused:
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Barclays tax haven isa
Please can anybody tell me whether this is a branch operated passbook? Just want to know how do you withdraw money in an emergency? Thanks
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ING 6 month bond 6.4% - safe?
I have just read online that ING have a 6 month bond for 6.4% if you invest 25K and at 6% if you invest 10K. I have read on the Daily Mail financial website that ING is only guaranteed for up to 15K under the European and not UK financial compensation scheme so is it a risk to put more than 15K into ING Direct?
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Should you give Bank Details Online?
Hi 'Experts' I was impressed by the Kaupthung(?spelling) Account, especially by the fact that you can contact and partially run account by telephone. However, when filling in the application (which has to be done on line) I was asked to give my main bank account details - account number and sort code. I have never done…
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Kaupthing Account Activation?
2 days ago I got the email to say my account would be opened and I would "very soon" receive my sort code and account number. So far, nothing. Can anyone give me an idea how long it takes please? I realise they could be inundated, I'm only hoping it doesn't take as long as the West Brom accounts as I'm tiring of waiting…
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Variable Rate Halifax Web Saver down to 4.65%
Variable Rate Halifax Web Saver down to 4.65% Real returns getting close to 0% on this product now.
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help with isa savings
