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Lloyds TSB 6.50% Fixed Cash ISA
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Worried about my savings...
Hi, I am very worried about my savings now with all of the financial problems going on at the moment and with the predicted disasters in the US and then the UK. I was wondering whether anyone had any advice as to what I should do with my money: I have a total of £150,000 in different bank accounts: £50k in one, £30 in two…
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Bank error in your favour...
This is a bit of strange post, and I wasn't sure where to put it. Anyway, to simplify the situation, on closing a bank account and transferring the money out, I noticed there was a substantial amount of money over and above what should have been in the account. It doesn't stem from a mysterious deposit from some unknown…
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Money into my mortgage or saved?
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Alliance & Leicester ISA 10% AER
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Invesco perpetual High income
Hi There, I know there are some wise folk out there that can give me their opinions on this. Last year I put 2k in a stocks and shares ISA, 1k of which was in the above fund. Over the last year that 1k has dropped to 880 pounds. Now I m not a reactive person, i know that i m in for the mid-long term, and i know that funds…
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Share advice re CGT
Your help is very welcome: I need to realise a share loss to off set my CGT liability this year. I am aware of the 30-day rule, that once an existing share holding is sold at a loss, it can't be repurchased within 30 days... What is the situation if I purchased additional shares in the same company prior to selling my…
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LLoydsTSB Monthly saver
The interest rate on this account has just dropped from 8% to 4.55%.....ouch !
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kaupthing edge questions
the normal savings account is 6.50% per year ? is it 6.31% if i choose monthly savings interested ? is there any fee if i were to widthdraw out ? do i loose the interest for that month or the entire year, and does it matter if this applies to the monthly or yearly options ? is there any dis-advantage of not going for the…
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Should this forum be broken into two? A savings one and an investment one?
Hello Could we please have two different forums, one for people who want to talk about savings, and one for investments, I want to know about both, but find it frustrating when posts are not clear and the responses are therefore confused in their replies ... Just a thought ... SpinnerB ps many questions about ISA's appear…
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B&B, A&L teetering on the brink?
http://business.timesonline.co.uk/tol/business/economics/article3542775.ece
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CF Eclectica Agriculture
Must admit that I'm warming to the CF Eclectica Agriculture in what seems to be an increasingly bullish sector. I had an allocation earmarked for JPM Natural Resources this coming ISA year but I think I'll be going 60/40 JPM NR/ CFE A to get better diversification across these commodity stock sectors. Looking to build…
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Kids investment best solution
Hi I'm a little confused as to the best way to go with regards to my children's investments. I originally invested a lump sum for my children to what was originally a 6 year term with scotish widows (TSB) OEIC investment. Because it is share based the value has fluctuated over the past 6 years and hasn't in my opinion done…
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Panarama - Start of things to come?
I watched a program the other night, i think it was called "Tax Cometh" or something on Monday night around 8pm in between the two Coronation Street episodes. It was quite worrying the power of the HMRC, they seem to presume you are guilty, and it is up to you yourself to prove otherwise. There was a piece where a couple i…
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To buy or save
I am Just about to agree the sale of my property but do not have anywhere to go. Is there any advantage in saving or investment of about £300000 or is it best to buy something as quickly as possible. It would make a good interest return but would the real value diminish. Would I still have enough money in six months to buy…
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Just Group PLC Shares
Hiya, just wondering if anyone had any advice? I have just been looking through some old paperwork and ive discovered two share certificates for a total of 10000 Just Group PLC shares. They were purchased in March 2001 and i believe the company went bust soon after. I have moved house since i recieved the certificates, so…
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Advice on Standard Life shares
How do I go about selling my shares - I only have 196 but I need the money. Is this a good time?? Many thanks lanyroo
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Curtains for investment bonds
If anyone tries to sell you one of these from now on, be very suspicious. http://www.citywire.co.uk/adviser/-/news/tax/content.aspx?ID=298637 Amazingly, insurance industry people have always defended them as being beneficial for high rate taxpayers (they aren't any more).But 90% of them were sold to those on basic rate,…
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Standard Life shares
I have 196 Standard Life shares. I need to sell them cos I need the money. I have no idea how to go about this - can someone help please. Thanks
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Question for West Brom Star account holders
Having opened one of these over a month ago (with £1), the paperwork from West Brom BS finally arrived today. I had decided not to use the account because of the poor service opening it. However, concerns about Kaupthing mean I am rethinking this. I was wondering whether any West Brom star account holders have any feedback…
