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£40k to save
Hiya guys If I had 40K to save/invest but may need to withdraw it or take a bite every now and then what would be the best way to make it work for me. Bit vague I know but I havn`t a clue there are so many different ways
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Share Brokers
Hi I have a general query on brokers, I currently use the share centre, the overall buying and selling of share is great, its just the charges soon build up Can anyone point me in the direction of a cheaper charging broker, Ive heard selftrade mentioned a few times? Cheers
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Transferring GBP 200k to Oz
Hi Am about to move to Oz and am looking to shift my capital (200k) over there. Does anyone know the best way to get the money over: ie lowest commission/ best FOREX rate Thanks V
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Portfolio Volatility Spreadsheet
Hi, I've knocked together a spreadsheet to calculate the overall weighted volatility of a portfolio of funds. Could someone with half decent spreadsheet + investment knowledge have a look and tell me if the total I've got for the complete portfolio volatility is correct based on the data? I've uploaded it to Google Docs…
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Cash ISA into share ISAs?
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Isas for 16 yr olds
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ISA for saving dep
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Moving ISA
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Bear Stearns the new NRK
http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2008/03/14/bcnbear414.xml This could affect us in the UK (banks, pension funds, insurance companies etc.) Bear Stearns' share price over the last year
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ICICI customers beware
I've been messed around and lied to by ICICI staff all because I was trying to transfer money OUT of my Hisave account. I'd put my life savings into the account and then needed some money for home improvements. On 25th Feb I asked for a five figure sum to be transferred, as it was above £10,000 I had to email the account…
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Transferring stocks and shares Mini ISA to cash ISA
I have a Scottish Widows Mini ISA which has been invested in an OEIC (UK Growth Shareclass A Accumulation) for over 5 years. I want out of this, and want to put my savings into a lower risk cash ISA. Come the new financial year, will I be able to transfer this ISA into a cash ISA?
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Looking to invest in a fixed term deposit.
Im looking to invest 34000 in some kind of fixed term deposit. Im looking to invest it for 3, maybe 4 years. Ive been looking at the kaupthing Edge fixed term deposits which have a gross rate of 7.14 for 3 years. Just wondering if this is the best deal out there for this kind of investment? Thanks in advance for any much…
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Savings For Grandchildren
Hi everybody I have a question to ask and from what I can see on these boards this is the place to ask, please accept my apologies if it is the wrong place to be. I have 3 grandsons, 1 x 4 year old, 1 x 20 month old and 1 x 4 month old (yes my poor daughter, I don't know how she copes :eek: ) Anyway, I would like to set up…
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Egg 45% GEB
Just noticed this product on the Egg website but after reading about GEB's in the forum I was a little sceptical. What they offer is a GEB that will deliver a return of 45% after 5 years if the FTSE100 index is higher than when you took out the bond. The return is not linked to the growth if the FTSE. If it's 1% higher…
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Tax bill saving account help
Hi everyone I have been in business for 3 years now and the i put £250 aside each month to pay the tax bill. The money goes into an abby savings account with a very poor intrest rate but the two reasons i want to change are as follows. 1, Abbey customer service is horrific 2, I cant make a direct payment out of that…
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Best way to invest/spend £6000?
I have recently come in to some money £6000, not a great deal but would appreciate any advice with what to do with it! My heart says sell my existing car and buy a nice little convertible for the summer but my head says do something sensible with it? Seriously though, would it be good to invest in something like a car or…
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Best fixed monthly rate NOT ICESAVE?
Looking to put away £35K for 12 months want monthly interest and compensation scheme must be FSCS not half and half, so have ruled out Icesave, I think that leaves me with Derbyshire BS at 6.51% anyone disagree?
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Stocks & Shares ISA monthly investment question
Hi I am looking to take out a stocks and shares isa (not sure who with yet although i have an account set up with Selftrade) and am looking to invest regular monthly amounts into various funds (proably emerging markets) - With a lump sum investment you pay an upfront initial charge - how will this work with a monthly…
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ISA Advice
Like many I opened an ISA a few years ago when the rate was good and haven't touched it since! Now I have savings and am looking to sort out a 2007/2008 ISA and a 2008/2009 ISA (which will be lump sum in next year). Current Situation Abbey Postal ISA 3342 (+this years interest) Rate 4.75% Shares ISA Savings…
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Calling all millionaires ....
I've just been looking at the Moneysupermarket comparison site, and noticed that the Halifax fixed-rate websavers have the maximum investment listed as £9 million, rather than the £2M it was previously. Some AA and Birmingham Midshires accounts have gone up to £5M too (they are of course part of the same HBoS group). Are…