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If and when to transfer savings
Hi all, I currently have £3k in The Barclays Instant Access Tax Haven ISA, which as far as I can tell will drop to 5.5% come april. Ive read and seen that Kaupthing Edge will offer one of the best rates over a long period of time, and so ideally would like to throw another £3K in there. My questions... Am I right I cant…
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British Pound against the Euro
What are people views on the falling pound against the Euro? Will we ever reach 1 pound = 1 euro, if so when do people think it will be. Its good news for me as i am working and living in euro land and i need to pay off my egg loan so i'm holding out as long as possible for the right time to send over some money. I know,…
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Need a little bit off help
Hello, im not the best at understanding how all this saving stuff goes, so could some body help me, Ive just been given £50k as a part of inherantance, im at uni so i dont have a job and want to save the cash for when i decide to get my own house. Whats the best way off going about saving it? Cheers fridgehead
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FTSE lower than in 1998?
I notice that the FTSE is trading at 1998 levels. Does this mean that despite all the doom and gloom, investing in shares now, is on balance a sensible idea?
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Do I qualify to invest in an ISA?
I had an ISA a few years ago before withdrawing all of the money. However I didn't formally close the account. With no money in the account, but it still open, does it mean I have already invested this tax year or can I open a new account? Thanks
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JPMorgan buys bear stearns
$2 a share How does this help/ affect us over here Good / bad or bu**er all
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Has my IFA been a little bit lazy.
Hi there While trawling through all the different posts trying to make some headway as to best way to protect my money and hopefully make a few bob too. I have read my own policys set out by my IFA last year and i am unsure about its structure. One recommended to me is Invesco Perpetual's Distribution Accumulation fund and…
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Penalties for investing in more than one cash ISA in a tax year
Anyone know what the penalties are for "accidentally" investing £3000 in two cash ISAs in the same tax year?:o
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Tax on money gifts
If I receive a monetary gift (£80,000) from a parent, am I liable for income tax on this (Similar posts in 2005 say no tax liability - I am wondering if there have been rule changes since)
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Northern Rock for Saving? Most Safe Option?
I've just noticed my Sainsburys internet saver account is now only paying 5.75% so am considering my options and find myself thinking "Northern Rock"... I know there are higher payers (Kaupthing) but I have nagging doubts about the Icelandic phenomenon and none appear to have the Government backed guarantee for all your…
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Having a punt..
Due to a few things going on in the next few weeks, I have to finish this tonight. Need to lose the Stocks and shares part of my ISA for this year, and have the following to choose on the site I am going for, I know everybody is saying all markets are doomed, but whare are slighly safer from the options below?? European…
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BACS to Kaupthing Edge
Is anyone in a position to explain this: 09:00 Wed Transfer from Nationwide Flexaccount to Kaupthing Edge arrives Friday 09:00 Wed Transfer from Halifax High Interest Account to Kaupthing Edge arrives Monday This seems to point to Halifax holding the money an extra day before sending it?
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Capital Gains Tax on With Profit Bonds
Can somebody please clarify this for me. I've read today that following the Budget, Capital Gains Tax at 40% will still be payable on "Investment Bonds run by Life Assurers when they're cashed in, if you're a higher rate tax payer. I'm not, but my OH are I hold a Prudential With Profits Bond and wonder if we will have to…
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Which regular saver
Hi sorry to ask a question that i'm sure has been answered a thousand times. What at the moment is the best regular saver account? is it the yorkshire building society one? Thanks
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Abbey ISA
I am wondering if the new Abbey ISA at 10% fixed for 13 months plus putting the same amount into a growth plan paying up to 18% is a wise move/investment. Not seen Martin mention it as a wise buy. Anyone advise me if it is worth doing? Beadlow8
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Is it worth switching ISAs?
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Is Northern Rock safer than high street banks for savings?
Will have some money to put into a savings account,(more than £35,000 guarantee). Am tempted by Northern Rock 6% Silver saver account,and wondering if with goverment ownership, they are safer than anywhere with the financial turmoil. Would this give you sleepless nights?
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Warning To All Bank Users
i have found this article http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=430702&in_page_id=7 DO NOT go for any bank that are regulated by EEA. :money:
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Newbie-A few questions.
I hope you don't mind giving some advice to a newbie. I've always been totally naive about savings/interest etc. and put my money into any account regardless of the interest rate, until I discovered this site about 6/7 months. I decided then to try to put things right, I'm a low-end tax payer with savings of £67000.…
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Silver Investing
Have read in some quarters that silver may be a smart investment as well - it's not something that I particularly looked at but with gold over $1000/ounce and platinum over $2000/ounce it is probably within everyone's reach to go with silver. I saw the quote that smart money was in gold but smartest money was in silver.…
