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Question about ISA???
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?? Financial "Meltdown"....what can happen?
I keep reading about financial meltdown.Is this purely related to credit/borrowing or will savings be affected also..if so...whats the point of threads about "best ISA"?? Are we in danger of losing savings??Ian
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Halifax Personal Investment Plan - Bad time to pull out?
Hi. I'm posting this on behalf of my mother in law, whose English is not so good. A few weeks ago she was talked into investing £20,000 in a Halifax Personal Investment Plan, even though she really didn't understand what it was or meant. When I caught wind of this (about 2 weeks ago) I warned her that this was a risky…
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Are you able to withdraw from an ISA if you have deposited £3000 in that tax tear?
Been trying to get through Lloyds TSB with no luck, so hopefully can get an answer here. Ive got a Mini Cash ISA in where i deposited £3000 a couple of months ago. Im meaning to now withdraw about £2000 out of my account. What im uncertain about is whether this is possible? Is the £3000 limit restricted to deposits only or…
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Dangerously Insecure Internet Banking?
I noticed someone mention how easy it was to login to their Abbey on-line accounts. Easy certainly, but also looks scarily insecure to me. To login to Abbey all you need is to enter your cashcard number, your password, and a pin. Just those same identical items give access every time. So if anyone observes you entering…
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£20,000 savings - Where to Invest?
What is the best method for a safe investment of £20,000 in order to gain the highest returns. Any advice appreciated!
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over 80s saving plan
My mother is withdrawing 10k from the pension bonds and as a non tax payer who would like the interest monthly ,which account would you recomend her to save with.
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RPI inflation figure unchanged !!!
Well it seems that RPI inflation has not increased in the last month according to the official figures. Others have suggested that the figures may be fixed and I am now inclined to agree, read the following from the http://www.statistics.gov.uk site Isn't it strange how when houses depreciate it holds the RPI down but in 7…
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Alliance & Leicester direct saver
Hi,I have 55k in a direct saver and I want to minimise my risk by moving 20k somewhere else. Am I right in thinking, that I move everything except £1.00 on the first of the month into my linked account,so that this minimises loss of interest, and then move the 34999 back at a later date,cheers Bert
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Egg Guaranteed Equity Bond
Egg are offering a 5 year guaranteed equity bond. If the FTSE 100 finishes just 1 point higher after 5 years then you get a 45% return on your investment. Are Egg really that confident that the stock market isn't going to perform well over the next 5 years.... Taken from the Egg website.... [FONT=Arial, Helvetica,…
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Please confirm: Tax on exiting investment bond?
Hello, My Father is considering exiting an investment bond that he has so far held for 10 years. We would be grateful if anyone can confirm our analysis of any potential tax liability. According to: http://www.invidion.co.uk/investment_bond_calculator.php On final realisation adding the final cash value to the total of all…
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How Much is Guaranteed in a Bank Now?
Is it true that the amount of savings guaranteed by a bank now has been raised from £35k to £100k ?????:j
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Bank advises Investment bond ?
We have 185k to save/invest and were advised that a combination of isa's and a 5yr investment bond were the best way to maximise our future and provide monthly payments with only a small risk. We are in our mid 50's with 4-5k p.a of taxable income between us. 8-9k p.a income in total. We were told that this recommendation…
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Confused First Time Investor
Hello All, Great site here, although I have read quite a bit and managed to go round in circles as to how I should best invest my cash :confused: I am hoping some of you maybe able to start me off in the right direction :D Would really appreciate it! Story goes like this- currently hold one Natwest Current account…
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Firstsave Bank
Hi does anyone know or had any experience with firstsave recommended on this site currently offering 6.26% Aer
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If you have kids How are you saving?
Hi everyone if you have kids how are you saving for college etc.?
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Kaupthing trounces Toxic Credit market
A week or so ago Kaupthing secured it's entire 2008 credit funding requirments in a private deal, at well below it's excessive cds spread rate. http://www.ft.com/cms/s/0/d2ee2e42-ea55-11dc-b3c9-0000779fd2ac.html And the Icelandic prime minsiter has this comment on the current situation:…
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Stay calm. Gold is heading to $1650
so sayeth the man who has been right every time.... http://www.jsmineset.com/
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advice/help needed with a relatives investment
this will all sem a bit vague as it still is to me, i just got of the phone to my sister who gave me some details, ill have full info tommorow. My elderly great aunt (83 years old) found a parner about 13 years ago, we have allways suspected this dude to be after her for the free ride but she was happy so anyway. they have…
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Stock Market Meltdown !
:confused: :confused: :confused: :rotfl: :rotfl: :rotfl:
