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Investing in commodities?
I am trying to diversify a bit out of cash savings but am wary of too much exposure to equities in the present climate (I have some). If I wanted to invest to take advantage of possible price rises in wheat or nickel for example how would I go about it? Thanks in advance for your advice.
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Mortgage or protected equity bond?
I currently have a Mortgage of around 50K and I have 10K to use as I wish. The big dilema is shoudl I invest this money in a protected equity investment or pay some off my mortgage? I'm torn by this one and dont know what to do? The PEI is 70% protected so whatever you put in they will protect 70% then if or when they make…
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A&L Premier 50 & 10% ISA
There seems to be a lot of strings attached to these A&L offers. I'm particularly interested in the 10% ISA deal when opening a premier current a/c. Don't really want to have £500 a month going through the account so was looking at their premier 50 current a/c (it's for my mum). It charges £10 a month for free travel &…
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Eaglet Investment Trust
I still have some shares in Eaglet Investment Trust, unfortunately. They are suspended since last October I believe. Does anyone have any information about the Trust and when trading might start again? Thanks, Soloist
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Abbey eSaver Direct - How Long?
I applied for one of these online Monday and still haven't had any notice about being approved, let alone the account being setup. Can anyone tell me how long this should take to open? I'm already an Abbey customer with one of their ISA accounts, so assume they don't need identity stuff. In comparison, opened an eSaver…
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£145,000 to save - whats the best way to go?
Hello I am about to inherit £145k and am going of to OZ for 3 months on a reckie to see if we like it. What is the best plan for the money while we are away? Never had this amount of cash and we never get to save money so not sure what to do? Thanks Viks
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Post Office Inflation busting investment saving
Is this too good to be true. Guaranteed 1.35% above RPI which is currently around 4.1%. Thats 5.45% and its tax free and no limit to what you can save. Whats all the fuss about ISAs with a return like that!
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£45k to invest over 3 1/2 - 4 years...Help!!
Hi all, I'd appreciate any helpful info on my situation. As the title says, I have just about £45k to invest and can tie it up for 3 1/2 - 4 years until the rest of my debt is gone. Just wondering where is best to put it? My other debt is an interest free loan so paying that off would not be cost-effective. The capital is…
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Save or pay off debt?
I currently have £17,000 sitting in a current account which clearly isn't the best place for it. So after spending some time lurking around these forums and reading the articles I've decided to transfer what I can to ISAs and the remainder to a saving account. I've already deposited £3000 of that into a Barclay's Mini ISA…
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Savings sent to wrong account via BACS
I am hoping that I have nothing to worry about but I managed to miss-key a figure in a savings account sort code and sent £20,000 to the wrong account! Has anyone had experience of doing this and how long did it take to get back? My bank is having to write a letter to the account holder apparently but I am not sure if this…
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Northern Rock bonus
Greetings comrades . I just had a shock regarding my Northern Rock Online tracker . There is supposed to be a 1.24% bonus paid for the first year so I asked them for the date when the year runs out . They've come back and said that as I had an account with them previously , which I closed 25.10.05 , the new account opened…
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St James's Place - HELP!!
I am very very worried (like millions Im sure) about the recent collapse of the markets. I made a few pound (£220K) from property a couple of years ago and invested in May 2006 through St Jamess Place into ISAs - £14,000 Investment Bond (made up of SJP/GAM Managed, SJP THSP Managed and SJP Invesco Perpetual managed) -…
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Saving for my new nephew
Hi there! New member so not sure if my question has been raised before. Did search but could not find an answer so here goes! I've just become an uncle and I'm looking to sort out some regular savings / investments for my nephew, not loads, but a small regular amount. I want to do this without the knowledge of his parents,…
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Equity ISA - where to research best funds
I have not used any of my equity isa allowance for this year. I'd like to invest the max amount pre & post 6th april. Can anyone point me to where I should do my research on which funds to choose? or, alternatively if for a novice would an IFA be the best route & what charge structure should I expect to pay? All help…
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Best Time To Withdraw Cash?
Hello, Im with A&L and have a Direct Savers account. I recently opened an E-Saver account with them as it offers a higher rate. If i withdraw my cash from the Direct Saver now i will loose the interest for March. So when the best time to withdraw and put it in the E-saver? Thanks
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Find an IFA + Free consultation.
Hi all, Not sure if this has been posted before but here we go.......... For all those whom are interested, I have found a site which locates any IFA's in your local area. On top of this, there is a certificate which you can print off which entitles you to a free consultation with said IFA. The site unbiased.co.uk is run…
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Short term investing 200k (1 to 3 month)
Hi everyone, A quick question, if anyone can be of help, I'd most appreciate it. I've sold my property and complete in a couple of weeks, but am looking to buy a new property this year. With that in mind, I don't want anything with a notice period over 6 weeks, 2 months at a stretch. Can anyone advise what the best…
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£30k - Help?
Hi All, Where Is The Best Place To Put £30k To Invest In Todays Climate, Besides Under The Matress??? I Can Tie This Money Up. Sam
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Minimum Amount for Carpetbagging
Is there a minimum amount that needs to be in an account, in order to get the shares if a building society merges? Does the more money you have equal more shares if they do merge? The reason I ask is both my wife, my mum and I all have Britannia ISAs with a few thousand in each (from the good old days when the Britannia…
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Icesave ISA transfer
