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Alliance & Leicester Savings
Hi.We are looking to swap our current account from natwest to all.& leic.premier current account. At the same time I would like to invest £250 a month into their Premier savings account for a year as at !2%Gross/AER I dont think I can beat this for returns on that investment.I am a standard rate taxpayer but need more…
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5 year fixed rate bonds
What are currently the most competitive 5 year fixed rate bonds? Best buy tables only seem to give one.
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Large amount to put in - short period
Hi I am about to get around £17000. Great! But I need it to pay off a car when it arrives in about 3 months time. In the meantime, I was thinking of putting the money in a savings account, so i could cash in on the interests. But most accounts only pay interests yearly and my money will only be there for 3 months. Any…
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Buying shares for 2 year old son ???
My son has more toys than Toys R Us and Argos put together - so we have thought that for every birthday and christmas we would like to buy him - how would we go about doing this and how would we find a broker. Any help would be greatly appreciated. Is there a minimum number of shares you have to buy or minimum amount in…
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Savings for a 15 year old.
Hi, I've recently got myself a Saturday Job and I wish to save the money that I earn somewhere which will help me when I'm in university. What should I be doing with my money? I earn about £30 a week, and will be looking to save around £90 a month. I'm 15 years old, and will be 16 at the end of January, so I don't think…
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Basic savings account - help needed
I'm looking for a very basic savings account that I can deposit money in to over the Post Office counter. I've looked at the Post Office Instant Saver but note that after 6 withdrawals a year you then get charged £1 for any extra which is a bit of a cheek. Why should I pay to access my money? Anyway I wondered if anyone…
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What to do with £2000
Hi I'm after some advice. I've recently got an unexpected £2000 which I would like to invest. I would like instant access to the cash but a good interest rate. I've never had money to invest before so really have no idea what to do. Any ideas/advice very welcome. Thanks
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Leeds BS Instant Access Postal Bond 6.35/6.40%
Leeds BS have launched another one of these Fixed Rate Postal Bonds which allow you instant access, penalty-free withdrawals. This one is not as good as the last one (which paid 6.55% gross p.a./6.60% AER) but it is still pretty good if you are worried about interest rates changing. If interest rates go up, then you just…
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The London Money Show. Any good?
HI, I've received an invitation to attend the London Money Show in Nov/Dec from the bullbearings website. I only 'play' on the bullbearings site, if anything it teaches me how much I DON'T know (I consistently perform badly). So, as a very very amateur investor who's just beginning to understand the language of finance, is…
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Anyone else having this problem with ICICI?
I opened a savings account with ICICI bank about 3 months ago...in the beginning I had no trouble whatsoever but recently I tried to log on to my account online to be told that my log on isn't right. This is the exact same log on I have used since the account opened!! I have tried to email them using the form on the…
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Long-Term savings
Hi all, I'm planning to begin saving a regular amount (only 50-100 pounds a month) for my young son (and the rest that come along). I'm thinking of something safe and that has minimum terms, say 10-15 years - so I can't get to it too easily. Any ideas would be gratefully received - I've tried a few comparison sites but…
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Suggest a joint savings account to me please :)
Me and my other half want to setup a savings account to pay some of our salary into each month (once its come into our respective current accounts). Between us we aim to save about £300-500 per month. What account should we go for? Or would we be more beneficial getting both our salaries paid into a savings account and…
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£20k to invest..Where?
I have £20k I want to save or invest asap. Wondered if anyone has some good suggestions on best way forward. HSBC, who I bank with are offering their income gurantee bond, 5,5% interest per annum. I am looking for something or someway of either splitting into two lots and letting the money gain over a year or more. Someone…
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Please help an idiot.
Due to a recent pay rise for my g/f, we'll be able to save in the region of £450 every month. Can somebody tell me where the best place to put it is?
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Buying a House In Trust - Help Please
Hi Sorry if ths is in the wrong place, but if so please feel free to move it to a more suitable location but hopefully someone will be able to help us. The background - Our niece was involved in a serious accident which she was awarded compensation for. She has decided to use part of the compensation to buy a house and the…
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February Deadline for Northern Rock Gurantee?
Help - can anyone throw any light on a comment reportedly heard in the BBC Money Programme last week, regarding the Governments guarantee for Northern Rock Savers ending in February 2008. Have not seen anything further to substantiate this and wonder if anyone else heard it?
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Excel - Calculating Daily Compound Interest
I am currently making mortgage payments for my mother-in-law. At some point in the future, I will be able to claim back the sums paid with interest accruing at the rate of 1% above the BofE base rate. I want to put together an Excel spreadsheet to maintain a record of sums paid and interest accrued. In its most simplistic…
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Beginners Guide To day Trading/Share Dealing?
Not sure if there is a guide anywhere on here but a few very basic questions. Once I have found someone like Selftrade to use 1) Will I see the share price in real time? 2) From deciding to sell at a seen price to the trade actually being completed, either a buy or sell how long does it take? is it instant? 3) If my stock…
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Comparing two accounts
I have Halifax Web Saver at the moment and i have been looking to oen another account with the same bank to give me a higher interest rate. below are the 2 options: 1. Halifax Fixed Websaver - Looking at the 6 months option at 6.4%. No withdrawals allowed and should i decide that i need one, can close the a/c - If you…
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Help for my friend
Hi there, I myself have started saving, got a few accounts to my name. My friend wants to start saving as well. he is saving for his first car. He has worked out that he can save £150-£200 a month. and i am finding it hard to help. He wants decent interest, but mainly somewhere to keep it save and out of his reach…
