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Fund newbie needs help...
I've been sorting through my finances and accounts with help from MSE, which has been great, but now I'm a little bit confused so I thought I'd come here for some help. When I was younger I had some money invested for me, and now control over that investment has been transferred to me, but I don't quite understand it. From…
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tax deduction certificate
if i close my savings account mid financial year, do i have to wait till the end of that fin. year before i can request a tax deduction certificate from the provider? if yes, then how do we go about it, as the account is already closed, especially in case of online accounts where we are supposed to use the online messaging…
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where to put my money?!
Hello, Im the summer I will be getting £10,000. What account is best for me to put this in? Thank you :confused:
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HELP - money taken from a/c wrongly
Yesterday on an M1 Welcome Break cash machine (near Leicester), I wanted to withdraw £100 but since it says it would charge me £1.85 fee, I declined the transaction. But today I see on my bank a/c that £101.85 has been deducted from my account!!! I have complaint it to the bank [HSBC] and they said they will launch an…
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How best to save money for a deposit on a house.
Hi, me and the OH have recently started saving for a house. We're currently saving £500 a month but it will increase soon. We're looking to save around £12,000. We are currently putting our money into a Halifax saver account but we can only put £500 a month in and since we're looking to put more money i was wondering if…
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Opening an account
Sorry bit of a long one....
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Childrens investment/savings-any help?
Hi - any help appreciated please Longish so i will try to make it brief. Unfortunately my ex husband died earlier on this year leaving his will intestate (?). Because of this our 3 year old son inherits all of his estate (He didn't actually want this to happen!!). The estimate of hte estates worth is in the region of…
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Lending/borrowing our own money for a car
Does this make sense ........ OH needs to replace his car soon and we thought it would make sense to pay for it out of savings we have plus whatever he gets for the old one as its still roadworthy , he wants to replace the savings monthly plus some interest but I feel a bit mean asking him for interest on what technically…
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ING Direct gross interest
In March I opted to give ING the benefit of the doubt and switch my money into their new Web Saver account. The old account was set up to pay interest gross but (foolishly) it has only just dawned on me that the Web account is paying monthly interest net of tax - massively wiping out any improvement in the rate. ING…
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Tip to avoid sales pressure during account opening
Many posters have complained that when opening a savings account, they are asked irrelevant questions such as details of employment, salary, insurance, etc and this is used for sales pressure e.g. trying to get you to open a current account. There was much discussion on this for the Barclays ISA, but it has applied to many…
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Old Bank Accounts
I set up bank/building society accounts for my children approx 15-20years ago. Due to certain circumstances, we lost the details of some of these earlier accounts. Can someone tell me what is the best way to find out details for these old accounts? Thank you.
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Paper shares - US stock - where to hold??
Hi, I've recently transferred most of my paper shares to a Hargreaves Lansdown accout - however they won't accept some US shares I have. Anyone know of a share service that will take my paper stock (it's Nasdaq listed). Cheers, Barras
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market harborough BS Onthedot Internet Account
not the very highest paying online instant access paying account, not much below the highest either, im posting the info for the benefit of those who either have a lower paying market harborough savings account or for those who get some kind of pleasure out of holding membership in different building society accounts ;)…
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Anyone else signed up to Shareview ?
This is Lloyds TSB's wonderous service to cut out paper copies of company accounts, publishing them online, accessed via a login account. Unfortunately they send out needless letters when the info is online, stop companies sending out paper tax vouchers which are required and for the last week I have been unable to sign on…
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more than one Yorkshire BS reg saver?
Can you have more than on Yorkshire BS regular saver in the same name?
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portman bs
just wanted to know how long you have to hold for payment or can you close a/c before the payout thanks
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CTF-where to put it:Pls Help
hi everyone, Ive had the CTF voucher for almost 9 months now, i really need to do something with it :confused: I want to put it in to an account where i'll get freebies with no strings-i.e. you have to put X amount in each month. I have no plans on adding any money into the CTF account as we already have other accounts for…
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Best Place to save regularly, long-term?
Hi, With a baby on the way I'm after some advice about where best to invest a regular sum per month for say 18 years (to help pay for any future Uni fees etc!). Something that's not too risky, with a guaranteed return. Friendly Societies/Endownments/Bonds? Apologies if there's an artice on the website about this, but I've…
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* Best Current account for Joint plus savings acct*
Hi all, I have been trawling through pages of posts, but would now like to ask some advice for my specific circumstances. Hubby and I are in the process of buying our first home and need: 1 joint current account - where are mortgage payments will go out 1 joint savings account - for emergency things 1 high interest 'year'…
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Savings Account for 16 year old
I was wondering if anyone could help me; I'm 16 and would like to start saving some money up in a savings account. I just really wanted to know what people thought would be the best option for me? Which savings account should I open? Thanks, David :cool:
