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A rather specific savings questions
Hi Money-Savers, I am looking for a relatively risk free way to invest a some of money. So far I have been planning to just deposit the full amount into a savings account, but I thought I would use your collective wisdom to canvas for any better ideas. Here are the details:* The amount to be invested is approx £60,000 (the…
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NS&I Guaranteed Equity Bonds
Hello all, I thinking of getting some NS&I Guaranteed Equity Bonds, about £10K worth, the new issue starts today. My question is: are they a good buy? Bearing in mind I am looking for low risk and long(ish) term, which these are, but are there any better buys out there? many thanks in advance
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Short term savings on released equity
Hi Just in process of selling house and won't be buying new house immediately. Has anyone got any good ideas about where to put the equity we get from the sale for the period before we buy a new house, to maximise gain (without risk). It's likely to be in our "account" for about 2 months. Is it just a case of a savings…
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Where do you start
Hi from a total newbe to this forum although for the past few weeks i have been reading through some great posts and features. Fantastic site with alot of knowledgable members. Heres our problem in a nice way. We have recently been given a life changing cheque that has now been deposited into our bank account. we opened up…
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Saving whilst on a budget?
Hi all Not sure if this is the best or right place to post this but I guess someone will advise me otherwise! I'm looking to start saving for a new car, a process I anticipate will take me 4-5 years in my current financial situation, but I want to try to save the money I need, approximately £8000 within 2-3 years or sooner…
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Invest or repay
Hi,Looking for advice.Basically I needed to borrow £10k more than I required.I'm on a flexible repayment mortgage now at 5.7%.Do I promptly repay the £10k..or would I be better investing somewhere?I guess what I'm asking is can I get a better saving rate than 5.7% at present for a lump sum investment? (after tax etc) ??…
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Loughborough BS 8% Regular Saver
A fantastic 2 year Variable product. Get in quick before it is fully subscribed http://www.theloughborough.info/savings/savingsdetail.php?recordID=New%20Regular%20Savers%20PLUS%208.00%%20Gross/AER
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banking error - others money in my account
i have recently opened a halifax share dealing account for the deposit of some shares i received from a company sharesave i looked last friday and halifax has depositted approx £8000 shares of another stock that i have had nothing to do with what are the rules and laws etc about them taking the money back off me and rules…
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where to put my money now house is sold
HI, I sold my house last March, and now having to live off proceeds until I can get work and get another mortgage. Money is in online savings account 50k at min. Worried sick taxman going to take it all. Any help and advice would be very much appreciated. Thanks Omannie :confused:
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how to move my childs ctf voucher
hi well, im abit stuck. i put my childs ctf voucher into abbey bank as they are local to me incase i get any queries. i saw a letter from them when i opened the account and it said i should recieve a statement every 6 months and i never have after a year and i rang them up asked for one and they were useless. i cant even…
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Investment Advice Sought
I invested £11200 just under 7 years ago in a managed fund Maxi ISA and Unit Trust. In the subsequent years the Unit Trust investment was transferred over so now it all sits in the ISA investment. What with all the ups and downs of the stock market over the last seven years, the investment is currently worth £11400! Not a…
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short term 5 years investment
Any help on produces for around £10 to £20 per month for 5 years? All I can find is 10 year investments.....
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Nationwide E-saver
I haven't got one of them but a friend has asked me if I know when the annual interest is paid on this account. I can't find any info on the Nationwide site telling me. Does anyone know the answer to the question? Da Moron
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Genuinely good investment options
I've filled my cash ISA for this year and should be able to fill it up straight away in the new tax year. I was just wondering if there was a universally accepted market-leading investment option (ie the Lloyds TSB Monthly Saver but for shares!) to put my remaining cash in. I know there is risk in all investments but…
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Changing Icesave interest from yearly to monthly
First off, I’m a non taxpayer. I have also looked through the Icesave T&C’s and FAQ’s for answers to my following questions but have not found anything. I’ve had an Icesave account since Nov’06 and opted for yearly interest. There is currently about £1k owed to me in interest on this account (payable in Nov’07). If I…
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Advice needed...Equitable Life policy due to mature
Hi I am hoping someone can help. I have had a ten year with profits policy with Equitable Life for almost 10 years. It is due to mature in May. I have received a letter which states how much I will get back for the policy, but something seems wrong. For a start I have paid in £10 per month for 10 years, which equals £1200…
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short term investment
I have 2000 to invest for at least one year. Whats my best option.
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credit reports-do they show balances/movement
for reasons I wont go into but they are legal I want to move some money from one account, close the account the place the money into another account which I already hold ! If a credit report was done in say 6 months I guess it would show the one bank account being closed but do they show balances in accounts and when an…
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Short term investments
Hi Hoping someone can help me, I am looking to deposit a large sum around £55,000 for a month or two as I have sold my house and am looking to buy. Can I get a higher rate of interest for a larger amount of cash? Obviously I need to be able to get to the money should I find my dream home! Cheers pomcycle
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ScottishPower ESOP
Help! I've got a ESOP (Employee Share Ownership Plan) with ScottishPower, and as you may kno, Iberdrola (Spanish Utility) has made an offer for SP which seems likely to go through. They've sent everyone who has a plan the merger document (about 300 pages!), and details of how money will be paid out, and what options we…
