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Halifax childrens regular saver account
Hi, I opened a Halifax childrens regular saving account for my son in June 2005, so the account has just matured and been paid into my sons save for it account. I just wanted to say I have had a lot of trouble with the Halifax over this! I opened the account with 100 pounds and saved 100 pounds every month, so there was…
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Share dealing account question ?
you need specific share dealing account for buying and selling your share so only UK national can open up a account with bank or any body have acces to it..?
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A question about Lloyds Online Saver
Once a month i have to write myself a cheque from my Alliance and Leicester current account to pay into my Lloyds bank current account so that i can pay back into my Alliance and Leicester the £500 needed to fund my account/savings account. However, i would like to pay the cheque into one of my LLoyds online savings…
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Savings Account for a small charity
We run a small chairty which maintains and runs the local village playing fields. We have two accounts a svaings and a current account, both are absolutely dismal interest. Does anyone know of any good charity accounts? Thanks Vikki
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Financial Advice please???
Lizzy changed her mind
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Pension - choosing funds
Help! my company is going over to a new pension whereby we all have personal pensions held in one pot. I have some residential & BTL property, reasonable state pension projection and small civil service & local govt. pensions so am prepared to take high risks for nect 5 - 10 years. I have a list possible funds, am looking…
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Standard Life Allocation
I am a little bit unclear as to the allocation of shares under the retail offer, ie i am buying as a non-customer of Standard Life. I says that the scaling has been 33% for amounts over £1000, so if I applied for £1500 would I get shares worth 33% of 1500 = £495 or would I get my £1000 and then scale back £500 ie 33% of…
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Closing a child's account
I have an account in mine and my son's name (it's a child's saver account). I'd like to close the account and take out the money in a cheque in my name. Will this be a problem?
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Transact Online / Snowdonia Funds
Hi all, Does anyone know much about http://www.transact-online.co.uk/ My IFA wishes to transfer my pension and open an account via these guys. Unlike the current stakeholder I am in, the charges are: Investments Cash Initial Commission to Advisor: 4% 0% Initial Commission to Transact 0.5% 0% Annual Commission to Advisor 1%…
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Best account for my baby son
Hi New son, 10 days old, he's got some dosh already and i'd like to add a bit each month to a great account for kiddies. Anyone help out with some info?
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Can someone work this out for me ....
I have just short of £2500 in my A&L premier direct account, im getting just over £5 interest a month. Does this seem correct, for an account with 5% interest rate? I just want a rough idea of whether or not im getting the 5%. thanks
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Ruffler Bank savings
Hi all, reading a previous thread I discovered the savings offers from Ruffler Bank plc. They seem to have notice deposits and fixed bonds at very attractive rates (for example for the 12-months notice deposit they offer an AER of 5.72%; for the 6 months notice 5.46%):…
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Selling M&S share on 18-Aug
M&S decides to give bouns to its staff, which staffs could choose cash or shares. Lloyds Registar would act on behalf of all its staffs to buy the shares on 18-Aug. At this time, we are not sure how many people decide to buy share, and how much the amount in total. But I think it would push the share price anyway....
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Citibank Flexible saving account 5%
All, Apparently this is a new offering from Citibank, 5% including 0.54 Bonus for 6 months. There has to be a minimum balance of 10K. However, they have a condition that I don't understand very well "The Account can only be opened upon the deposit of new funds not previously held by Citibank and the amount required will be…
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B Shares
HiCan anyone give an explanation and pros/cons of B Shares in companies.I have been offered the option of converting my current shares into a mix of B Shares and regular shares with a payout against the B shares. ThanksM
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What happens to your pension if you go bankrupt?
Hi, Pretty much like the title says... what happens to your pension if you go bankrupt? Do you lose everything you've paid into it? Or do you still get it when you retire? Thanks! David P.S - Don't worry, I don't plan to go bankrupt, just thinking of every possible occurence in my life! Next question, space invasion…
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Fixed rate bond or something else?
I've got £50,000 to save or invest. It must return a guarenteed interest rate and sum invested must be safe. I don't mine locking it away for 12 months at a time with interest paid monthly or yearly. I've seen so many fixed rate investment bonds from High Street Banks & Building Societies at over 5%, but is this the best…
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Debt free and wanting to save
Hi everyone, I've been reading this website and forums for seven or eight months but this is my first post. I hope I'm in the right area! At the beginning of the year I was £3176 in debt (credit cards and overdraft) and realised thanks to this site that I needed to sort myself out. I started a money diary (which I still…
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£700 - wat to do, where to spend!
Hi there guys! I would like to make more money from my £700 which I recently recieved and would like you advice on what to do and where to spend it I know there are saving accounts out there but its only a measly 2-5% I wanna make some big bucks, preferabbly double my 700 (optimistic) I know I'll have to take risks but…
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Where do we go post Aug 1st when Ing's 6% fades?
Anyone got any grand designs, where they are parking their nest eggs?
