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Worried about the future
Apologies if this is in the wrong forum, I'm not as familiar with the forums as I'd like to be, because when I do have the time to read some discussions, they're always well informed and interesting. I'm a little bit worried about the future, I'm unsure if I should be - mostly because I don't have a PENSION, there I've…
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A&L Online Saver/ISA closing & cutting rates
I heard martin say on talk sport that he suspected it was likely A&L were going to drop the rate of the direct saver and cash ISA accounts for existing customers and close it for new customers
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bank charges?
Can someone tell me im sure i have read it on here before if not by someone else then by martin himself but if i have a direct debit set up on my bank account and i forget to have enough funds in the account to cover the debit can i stop the bank giving me a charge as there was not enough funds? Im sure i read on here that…
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New to saving and trying to plan ahead
I stumbled across this fantastic website a few days ago when researching savings accounts and I have some questions... I have just started in a new job, giving me a larger income than previously, and rather than follow old savings patterns (which haven't got me very far) I thought I would use the time before my first…
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Unsure on which, saving £1500.
Hi, I am 16 and over the last 16 years of my life I have accumilated roughtly £1500 which is now sat in a Britania savings account at my local Britania. Basically from reading the site I am left unsure of the best way to save the money and also wasn't sure if anything else applies with me still being in full time education…
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Websites for Land and Investment Propety
What are Websites for Land and Investment Propety.
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Savings help needed!
Hi, I have £1000 i want to put into high interest savings, but not an ISA. I may need to access the money over the next year for hols etc. Who offers the best interest rates for the kind of saving account i am looking for? Thanks Ros3s
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A + L on-line Saver
Do you know if I need a current a/c with a+l to open a saver a/c? Also, my 18 year old works but does not earn enough to pay tax. Would it be possible for him to open an account, into which I want to place stooze funds of about £15,000?
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Where shall I put my money? ISA or not?
Basically got 2 savings accounts, an ISA one (which I under-use, don't know why :confused: ) and an Egg one, the ISA pays 4.75% and the Egg 5.1% which one should I stick my money in? Maybe be a stupid question but I'm asking because do I not pay less tax on my ISA? Which is my best bet, got about £1.1k in my ISA, about…
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what to do with spare cash
my husband and i are in the progress of moving to my husbands work (a hotel) after he was promoted this means we will be living mortgage free for the next two years as we are renting our house out. After working out our finances we have £1200 a month spare cash after paying all our out goings and would like to be able to…
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Saving acount or Premuim Bonds??
Hi all first post here :) anyway just a quick question really im currently trying to save money long term, but im not to sure which route to take. Do i go Premuim Bonds, or get a ISA?? the amount of money i intend to put away each month would not be much probabaly about 50-100 but its a start yea? So what would you guys…
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Lump sum - where to put it?
I have 10 000 which I want to use in 6 months time to pay off some of my mortgage when I re-mortgage in Jan 2006. Where is the best place to put this money for 6 months? In a 120 day notice account or something else?
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Halifax 10% Regular Savings Account
The following is the announcement from Halifax about its new savings account. The product launches next week. I will be updating the childrens and regular savings articles with the deails, in the meantime here is the press release. IMPORTANT! REMEMBER THE FOLLOWING IS WRITTEN BY HALIFAX TO SELL THE PRODUCT, SO PINCH OF…
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Help, is this a good offer?
Just got this in my inbox as i've got an ISA with them...all too technical for me...sorry... but do you think it's worth it in the long run.. 5 yrss is a long time.. thanks in advance Benefit from any growth in the FTSE 100 (the index) without investing directly in the stock market Sounds too good to be true, well it’s…
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Restructuring My Savings
Hi All, Completely new to the forum although I have been using the site for a while. I'm currently in the process of restructuring my savings, following the advice in Martin's Money Savings Tips Column. I currently have an mini cash ISA with a pathetic rate of interest which has accrued approx 3.7k, and have amounted…
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Tax on savings for pensioners?
This may be a very dim question, but can anyone tell me if pensioners pay tax on their savings? My dad (aged 79) is selling his house and will have a some money to invest. Any suggestions for the best accounts also welcome although obviously I will look at all other threads for suggestions/info. Thanks.
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5.4% Instant Access Saving Account
A new 5.4% savings account has launched (as i know has been discussed elsehwere here) http://www.icicibankukpromotions.com/popup_hisave_highinterest.html It's an Indian bank with a UK arm. I know it has a link up with Lloyds TSB on sending money overseas. As its a new bank to mainstream UK products, I am going to be taking…
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Use your Child Trust Fund voucher
What's the problem? According to recent reports only one third of parents that have received the £250 minimum vouchers have used them. What happens if I don't Don't delay. If you don't use the voucher the Government gets to choose for you where your childrens' money is put and that may not be the best pick. Do it yourself…
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icici bank
Has anyone heard of ICICI Bank, they have an account called hi-save paying 5.40 AER/5.27 GROSS interest is payed monthly.The only info I can find on them was negative but appears to be from the states.Cheers
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halifax childrens regular saver @ 9+%
dont know if this is true or not, so plaease dont shoot the messenger. i just went down to the local branch of halifax, looking into childrens accounts. when i enquired if kids could open a regular saver acount and earn 7%. i was told no, BUT apparently next week halifax is unveiling a new account, same rules as present…
