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Calculating PPI refund
I took a loan from 'X' Bank, they now have accepted to refund the PPI. But I am not sure whether they have calculated correctly. this is slightly complicated as I have settled the loan early and there was a small charge for the early payment. Took 10,000 loan in 2000 and settled in 2003 (but 7yrs. loan). Can anyone advise,…
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Cheltenham and Gloucester mortgage
I had a mortgage with C&G that was taken out in 2006 and ended in 2015. I'm unsure if I had PPI with them or not and wondered how I could find out. Many thanks!
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Iceland store card ppi
Has anyone made a claim for an Iceland charge card? I bought a fridge many years ago on a store card and had ppi on it. The address on my statement is po box 15, Liverpool L23 0UU. The back of the statement mentions credit and data marketing services Ltd, who I think are part of littlewoods. Has anyone had any joy with a…
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Could this be the quickest ever complaint dealt with
Hi. Filled in barclays online ppi complaint last Thursday evening 20th December for partner. Received letter on Saturday 22nd December requesting if no one has contacted him for more information then to call them and confirm some of the questions that were listed. Obviuosly because of Christmas he decided he would call…
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Barclays reclaim letter - no details of a claim!
Hello all! thanks for having me. So here is my issue... i recently (middle of 2018) received a letter from Barclays. it stated that, because they had provided me with a loan (through at the time, Clydesdale bank i think?) and tagged a load of PPI on the end without correctly informing me, they would be sending me a cheque…
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Northern Rock loan
Hello. I was hoping someone may give some insight to this please. My partner has sent in his complaint for mis sold PPI on an old northern rock loan. He has received a letter today saying they are dealing with it and asking for his signature and a copy of his driving license or passport. Is this the norm?
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Barclaycard PPI success
Thank you MSE! Finally decided to follow the links from here and punched in my previous credit card details. A little over £5k from Barclaycard. Not bad for a few clicks :)
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Halifax awful complaints team - FOS upheld
Hi - Has anyone had a complaint PROVISIONALLY upheld by the FOS (Ombudsman not adjudicator) but struggled to get any details from Halifax as to when they will go back to the FOS and/or process the refund? The FOS kindly sped up my complaint on financial hardship grounds, have provisionally upheld, requesting a refund from…
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ShopDirect ppi confusion
Shop Direct acknowledged 3 ppi accounts. One they offered me £590 compensation which seems small considering I had catalogues for nearly 30 years on and off. One account contradicted themselves - said I had ppi applied then said no evidence. One they have not given a reply. Ombudsman no help at all. Should I cash amount I…
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How to recover old PPI without the paperwork
I had had several loans and mortgages and have not kept copies of any of them as they were 15 years ago. My bank will not release standing loan or DD details older than 6 years. How canI research and claim back any possible mis-sold PPI without the information readily available?
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Concerned I'm being undercompensated
Hi All, I've been back and forth with the Credit Card company but they won't budge on their compensation amount but when you compare it to another claim, it looks completely wrong to me. Can someone with more financial knowledge help me to accept or reject this amount????? Example 1: A Refund of payments made by you for…
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Mis sold life insurance
Less than 10 years ago, I took out a personal loan with Alliance & Leicester (Santander). I was advised to take a life insurance policy by the bank via Legal & General as I had 2 dependents. Policy was to pay £500 per month each for 10 years in the event of my death. I had no other life insurance. What they didn't tell me,…
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Argos Card
I have recently contacted Home Retail group regarding an Argos store card over the PPI. They came back to me with the usual , we believe that the policy was not mis-sold. As a result of this I contacted the Ombudsman, for them to look into my claim. They responded with the information that due to the date of sale being…
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Claims management firms will have to give more info upfront - MSE News
The financial regulator has published a new set of rules for claims management companies, including providing customers with more transparent fee information and telling them about free alternatives...Read the full story: 'Claims management firms will have to give more info upfront' Click reply below to discuss. If you…
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Solent Mortage Services
Hi all. Need a little help please. I have sent off the required paperwork to claim against a company called Solent Mortgage Services. However when I rang the number I was informed that a company had brought out Solent and that our records have been destroyed. I purchased a mortgage through this company in 2006. Is there…
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Refused by ombudsman
Hi I have had ppi with a credit card opened in 2002. I have been through the process or trying to reclaim using the financial ombudsman and they rejected the claim. However I have been informed that the bank does have to pay back commission and profit that was more that 50% the premium! I still believe the bank missold the…
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Can I claim my deceased husbands ppi?
My husband past away 8 years ago he was always taking out loans but he was always in charge of the finances. And I would not know where to start in how to check as I don't have any paper work left. Please can I have some advice?
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Best company/handler for reclaiming PPI
I've looked over the site but can't find anything on a good company to use to do this for us. We have tried to do it ourselves but not luck at all. thank you
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DoB as search sounds risky
I’ve seen a Facebook sponsored ad that claims to be able to confirm if I’ve had PPI (I’m not 100% sure) by using my date of birth in a search. I know I can pull my loans mortgages credit cards from Experian that’s free to access and send off template letters. I’m also aware this as will compel me to sign a letter of…
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PPI Complaint Rejected
I recently submitted a blanket complaint to RBS about PPI, and they informed me about an additional policy that I was not aware of. This policy was taken out back in 2000, and was sold at the time of the mortgage. The policy was a standalone "Mortgage Loanguard" product, that was paid for separately to the mortgage…