Reclaim bank & credit card charges

Archives for December 2011

Reclaiming bank charges ? Still a No-go area??
Advance apologies if this information is somewhere on the forum - I've looked but I can't seem to find. What's happening with reclaiming bank charges? I tried to reclaim charges from Barclay and Abbey / Santander last year but got nowhere. This was around the time the 'big case' was being heard on the matter. At the time,…
Can I reclaim a credit card charge?
Hi all, please accept my apologies if this is not the right place for this thread but i am looking for a little help. i have noticed today that i have been charged £12 for a late payment of my credit card bill. i have made regular payments at the end of each calender month every month since i had the card 9 months ago.…
Compensation offer via financial ombudsman
I am currently in dispute with NatWest via the Financial Ombudsmam. I have been trying to close a business account for nigh on three years and my business manager has not helped at all. In fact, I went to UK from France, where I live, for a pre-arranged meeting with him and he failed to turn up and the NatWest branch…
Charges triggered by Standing Order into savings account
Hi all, I've come to look for some advice to help a friend - and I think from reading the stickies, she should have a case to reclaim bank charges, but I wonder if someone could confirm this for me? She had a current account (not sure which bank, I think it is Santader), which had a savings account linked to it. When she…
Credit Card Charges Time Limits ?
Am able able to try and claim back Credit Card charges / or the difference between for cards older than 6 years old if I still have statements to prove that I was charged please ? Thankyou
My application to remove CCJ stayed..help pls
Hi guys. This is my first post so my apologies if this is in the wrong place or if it has been answered already. I have tried looking for a similar thread but yet to find one. In 2008, I had a dispute with HSBC over Credit Card charges. Bryan Carter got involved and submitted a request for CCJ. I defended myself by stating…
Comments?....
Just wanted other opinions. With Barclays and went into the 'Reserve account' which is a way of charging overdrafts by another name. I go into it occasionally because this is the first account i have had that does not show debit card transactions immediately and can sometimes take days. Not an excuse, but it happens…
Help with bank charges
Hi all, Hope someone can help me out here or at least a bit of advice, Basically, Roughly in the year 2000 I started working for Royal Mail, at the same time I opened a bank account with Alliance and Leicester (now Santander I think) I was weekly paid and was having financial difficulties due to being my first paid job and…
Caution when claiming PPI through a company.
After seeing many adverts for Gladstone Brookes i decided to contact them to see if I had a valid claim, which they told me i did. At first i wasn't sure whether to proceed as their fees were about 30%, but they said if i try to claim on my own it could take 6 months and still not be successful, and they said they will…
Need advice on unconsenting recurring fee
Last year I signed up to an agency website, Starnow, it was a 12 month membership and around £35. I used the website for the first month or two, after that not alot. Well now apparently the time to renew it has come round, a payment was withdrawn from my bank account (according to online banking on the 20th), sending me…
help me please to claim back bank charges
Hi i would be great if i can get some help to reclaim my charges . I had a loan, royalties account, credit card with the royal bank of scotland. Credit card with barclys and a a couple of store cards which i think was financed by ge capital bank. I was in a lot of debt and things jst mounted up so there was a lot of…
Reclaiming charges from Santander - question over reclaiming?
Hey everyone, So about 2 years ago whilst in university I managed to create roughly £600 in overdraft charges. I decided to see if I could get these charges reclaimed and used the sample letter provided in the guide. I got a reply saying they would not give back any of the charges. I sent a second letter explaining how I…
Why am I paying a bank charge at both ends of an international transfer?
I spend most of my time working in Switzerland and get paid into a Swiss UBS account. Just before Christmas, knowing that we'd be spending a bit of money in Scotland I transferred money back from the UBS account to my RBS account. I know that in the past when I've transferred in the other direction, i.e. from RBS to UBS…
Has your bank treated you unfairly? E.G. Unfair Bank Charges
Hi guys If banks have treated you unfairly, then you can use The Banking: Conduct of Business Regulations to hold your bank accountable, e.g. for unfair bank charges. The BCOB came into force on 1st Nov 2009. Clearly, the banks have been shy in telling their customers about these Regulations. Further information below:-…
some advice please
I was hoping to claim back my bank charges from lloyds under the hardship ruling. How far back can i claim. i have not banked with lloyds for about 2 years.does this matter thanks in advance hannah
List of reclaimable credit card charges???
Hi Ive been unable to find a complete list of credit cards charges which are reclaimable. Ive seen the bank charges list. I know we can reclaim the £12 late payment fee. Anything else???? Thanks Rhi
HSBC Interest
I ended up in a bit of a pickle through illness in 2007/2008. I went to my local HSBC branch and told the new manager that I had no money coming in and need help by freezing the account charges etc.. Apart from cancelling my DDs etc, nothing happened. In April 2008 I wrote to Customer Services having taken advice from…
Worth claiming back charges?
Hi, A friend of mine has incurred around £1500 of bank charges in the last 6 years and recently they have been getting really out of control (£700 of it in the last year alone). He does not have a mortgage as he owns his home outright, but has been really struggling with finances recently and is now getting constant…
Barclays Fees
I moved to Lloyds from Barclays because I dislike barclays ,dislike is putting it strongly. So I opened a new current account with Lloyds and I canceled direct debits by going in to Barclays and the man there stopped them and showed me. Some weeks later I was getting letters from barclays saying I was overdrawn ,that a…
hsbc account fees
hi all can i reclaim my account fees of 12.95 a month back from hsbc. I have had it for 5 years. thanks

★ ★ ★ Meet your Ambassadors

MSE News

NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
Spotify to hike prices by up to £24 a year – here's what's happening
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
Subway customer? You've got until 14 May to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.
Nearly 850,000 people missed out on cheaper passports last year – here's how to cut costs and beat the upcoming price hikes
Nearly 850,000 people missed out on cheaper passports last year – and with fees rising by 7% this week, here's how to get a new passport for less.

View All

Reclaim bank & credit card charges

Discussion List

Get our FREE Weekly email full of deals & guides - and it’s spam-free