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Reclaiming Charges - Natwest - Closed Account!
Hi All Just a quick query, I'm 20 years old and have some debt collectors chasing me because of money I owe from being an idiot and getting contract phones for 2 friends and my sister. 12th April 2011 I had closed my account with Natwest due to them charging me all the time, I did owe them about £370 due to bank charges,…
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Nationwide bank charges..can i still reclaim
Dear All I have been trying for the last 3 months via email to claim back my charges of 325 but no luck at all. I went through the hardship route and was told I mis managed my account as their were gambling transaction that i could have avoided and therfore there would have been money left im my account each month to cover…
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PPI Credit Card Question
Wondered if anyone could advise. I have just started the process to re-claim ppi charges on credit cards. Although I always paid the minimum payment, sometimes it was a late payment. Does this mean I can't reclaims my charges, I never claimed against the PPI policy. THanks in advance.
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Using a company to sort out to see if owed any bank charges and credit card charges??
I wrote to Santander with the template letter and also capital one, however Santander just wanted us to go for a meeting and capital one took ages to reply then said the signatures didn't reply. I domt have the time to carry on with it so is it worth finding a company to do it? How much money will they take from it??…
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Pursuing an old claim
Hi everybody. I initiated a claim against NatWest back in 2007 to reclaim bank charges I received for unauthorised overdraft usage on my current account held with NatWest, to the sum of around £2,000. I was in touch with a representative of the small claims court in Cardiff where I was living at the time. I just found an…
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Reclaiming Bank Charges (Halifax)
Hi I'm just wondering if it's actually possible to reclaim bank charges still on a Halifax Ultimate Reward account? Since December last year, I accidentally went overdrawn by I think it was £15 and recieved a charge of £5 per day. So in January, because I didn't realise I had a £125 bank charge which came out of my account…
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ppi re lloydstsb any advice please
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E-Savings Account
I wasn't sure where to post this - none of the sections seemed especially appropriate, so sorry if this is in the wrong place. I was tired of worrying about being defrauded through Paypal, so (on the advice of a more knowledgeable friend) I removed my debit card details and those of my current account and replaced them…
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RBOS have lost my PPI records
Hi, this is my first post. I have had a RBOS Visa card since 2001 and have been paying PPI. As I have been self employed, I asked for the payments to be returned back in 2008. After being dismissed by the bank, I then took my complaint to the FOS who upheld my complaint in 2009. I received a letter 6 weeks ago from the FOS…
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ppi loan, help
I am wondering if i have done the right thing, i noticed on the LTSB website you could ring them direct with any claims, i did this a month ago, i gave them all my PPI reference numbers, dates i had taken them out, they said they will look into it and because of the demand i will probably hear mid dec, i recieved a letter…
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Reclaiming Bank Charges - threat from TSB
We are in the process of reclaiming bank charges, ongoing for a few years now with TSB. No sucess yet just fob offs from TSB, have told them we are going to the Ombudsman and have received a threatening letter with a "Notice of Discontinuance" to sign within 14 days or we will be liable for all their costs. Has anyone else…
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Natwest bank charges from 5/6 years ago when 16 or 17
Basically, in 2005 or 2006 when I was 16 or 17 Natwest charged me £35 3 times straight after eachover amounting to £105 all because I had Paypal taking £110 out my bank (although was not sure when as they usualy take a few days) and it was £1 short. So this cost me the £105 and then I also had to still pay Paypal the £110…
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Monthly Charge for Natwest account mis sold
When I turned 18 my bank told me that I must upgrade my account, I went into my local branch and the guy I spoke to told me that I needed to upgrade to a gold plus account and showed me all of the benefits etc, what he did not tell me is that it will cost me £12.95 a month to have this account and he didn't tell me that I…
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CC charges and PPI
can you still claim if you defaulted, and they were turned into charging orders, the fact that they went to CO was a result of hardship and pressure from other lenders , i argued in the CC the case on each occassion but still got a CO. It would be fab to think may have a chance of something back. I would have thought also…