-
RECLAIM RIGHT LTD - bank charge refunds, scam or not a scam?
Scenario - a named person calls you, gives his Co name and tel no, says they've won a class action through the Ministry of Justice and your share of the overpaid bank charge settlement is over £3000. He tells you your full name, date of birth and address including post-code, asks you to confirm the details are correct. How…
-
Credit card charges
-
PPI win then loss???
-
can someone answer this query for me please
-
Credit Card Charges - is it too late?
.... edited to amend, as looked through accounts and would have next to no charges, if any, on credit card accounts.
-
Irresponsible Lending. Do I have a case?
Hi all This is my first ever post on this site and I was just looking for a bit of advice. I have an Egg credit card, soon to be Barclaycard, with a credit limit of £4,500 - outstanding balance £4250. About 12 months ago I asked them to close the account to prevent me from using the facility as I wanted to pay it off. They…
-
Balance transfer and interest charges..
Hi all, I just wanted to point out a pitfull that my credit card provider (barclaycard) fell into with my account. I have a balance transfer on that account till May next year and i had not spent on that card since taking out the account earlier this year. However when i was booking a holiday i decided to pay on the credit…
-
Paypal and Bank charges
Hey new user, Just want to set up a thread about what you do when you have fraudulent activity on paypal and you get bank charges because of it. Last month i had money taken out of my bank account from paypal as someone hacked my paypal account and used it to buy about £70 worth of songs on beatport.com Now paypal did put…
-
Run of bad luck with Barclays :(
After a long tirade with Santander, I closed my current account and opened one with Barclays in May this year. It appeared to be smooth, all my DDs were transferred over no problem. But the Santander account was still open, and it had credit. I waited for Barclays to do the automatic closure thing and transfer my credit.…
-
Breach Of Data Protection
I was wondering if anybody could help me, I recently applied to cabot Financial to get copy statements with getting my credit card charges refunded, I sent them the letter requesting copy statements along with £10, they took longer than the 40 days, I wrote to them about this and in the end I phoned them to be told that…
-
Financial hardship, able to reclaim from Halifax?
Hi, Previously, I have successfully reclaimed bank charges from Halifax. This was before the OFT case against the banks failed and the courts found against consumers. Since then, I got into a situation where over the course of several nights, I went over my overdraft limit several times, believing I had the funds to cover…
-
Who are they now?
Hi Forum I have searched papers in the loft and have come across some old loan agreements. Can anybody advise who I should approach with mis-sold complaint claims for what was: 1. Prudential Banking 2. Mercantile Thanks in anticipation.
-
Punishments
I've had charges with my 2 current credit cards over the years. I've sent letters asking for my charges back to my old cards. I've held off from doing it to my current ones in case they say (for example) "ok, here's the £300 of fees back, we're closing your account please pay us what you owe us." Is this a likely scenario?…
-
LLoyds TSB Overdraft Charge
I took £40.00 out of my account at 7.15 PM I became £18.75 overdrawn. I transfered £120.00 into the said account from another TSB account at 10.45PM that same night. LLoyds TSB wanted to charge me £5.00 overdraft usage fee!!!!! I did notice that the minus £18.75 was registered on the account as the actual day and that when…
-
Hsbc bank charges refund claiming
Hi can anyone help me I've finally realized I can or could of asked for a Return of un fair bank charges, but I'm not too good at this kinda stuff and wondered if I still could or can or if it was too late it's just cause when I rang the bank and asked for my previous charges to be sent out this wk they didn't seem to…
-
Reclaiming Bank Charges
Hi everyone, I have spent a fair few hours reading on here about reclaiming fees, so I am wanting to give it a go, my only question is Alliance and Leicester has changed to Santander, do I post the letter (template from here) for the last 6 years of transactions - to Santander or A&L? Also another question which I might…
-
Cancelling PPI on Lloyds TSB
-
Help, who do i need to claim for missold PPI against
We took out our mortgage through an Independent Financial Advisor who led us to believe that both B&C insurance and Accident, Sickness and Unemployment cover was compulsory for the mortgage to be accepted. He then recommended and set up our cover for both of these with a company separate to our Mortgage provider. It is now…
-
Negative response
As my loans are now paid off I have written to all those I have had loans with using the info on my credit report, 6 in total. A complicating factor is that I have married since taking these out and moved house and the banks/building societies are just writting back saying that they can not trace my loan agreements,…
-
Bank of Scotland overdraft fee help :(
Heya all, hoping someone can maybe offer some advice here! In short about 6-7 months ago I paid my boyfriends overdraft off for him as he was getting stupid amounts of bank charges and couldn't afford them (that's a whole other story though!) At the time we asked how much we had to pay to clear the account and to cancel…
