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first direct reclaim & dmp
1st off, apologies if this is in the wrong place, but i wasn't sure where i should post this question. I have tried to claim bank charges back from fd in 2008, if i remember rightly it was approx £9000 incl. interest, they turned me down, i took it to court then it got stopped when the test case failed. I have since moved…
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Is there any chance of a refund of charges?
Hi, Let me explain my situation. Recently I went travelling around South America for 4 months, I had with me my debit and credit card from Nationwide and my debit from RBS. In the first week of the trip my Nationwide debit card was cloned and all my money stolen. The bank cancelled the card and refunded it. I later had…
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The Great Santander Fight!
no longer valid
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Refer to drawer cheque charges
Santander have charged me £ 36 for a cheque returned due to insufficient funds in my current account though there is plenty of money in other saving accounts with them..Can I get the charges back ? Thanks
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£112 of bank charges in 20 days - I'm a student!!
Ok, so I signed up to Graze a few years ago, and I used a card for an account I no longer use anymore. Anyway.... I was recently sent an offer by them to sign up again and get first box free, three half price. So I ended up paying: 3 x £1.74 and 1 x £2.49 from between the period of 24/01 and 14/02. Not that much? I got a…
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Old Accounts Halifax and Yorkshire Bank
hi there :-) was just wondering if anybody has had any success in reclaiming with either halifax or yorkshire bank? Also how would I go about finding out what the old accounts numbers etc were. Going back a couple of years where i got into trouble with these accounts but paid them off...thought I might give it a go in…
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Tsb
I have been with TSB now Lloyds TSB for as long as I can remember. On and off they have charged me an insurance which I have never asked for. A good few years back I noticed it had been re instated so I phoned them and asked for it to be removed. The gentleman was very nice but also a very pushy sales man and didnt listen…
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TSB Usage O/D Fee Question
I hope this is the right section of the forums for my issue, as its my first post. I am with Lloyds TSB and got hit with a £5 usage fee last month but I did use my O/D the month before so I didn't give it a second thought however... I have just checked my internet banking and at the start of April I was hit by another £5…
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Black Horse reclaim
I have a car loan with Black Horse & the total of late payment fees etc is £1100.00 I sent a reclaim letter & in a 4 day turn around I received a letter stating they will refund £380 as a goodwill gesture. I would really like to go for the whole amount, is there an other template that covers this? Thanks. Barclays reclaim…
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First Barclays charge (Reserve Usage Fee)
Been with Barclays ten years and went overdrawn by £6 on Friday. First time I've ever been overdrawn! Monday morning and a letter arrives practically congratulating me on getting a reserve usage fee of £22. Phoned up and spoke to someone in India who said although he would be very happy to remove the charge, he couldn't.…
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Reclaiming bank charges
Hi there A couple of years ago I started the process of trying to get the bank charges I had paid to Nationwide paid back to me. I claimed financial hardship and they sent me an income form, I then returned that back to them and they told me that according to the figures I gave, I wasn't in financial hardship. Then I heard…
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Subject Access Request?
Apologies for a duplication of questions here but i feel a bit stuck... Barclaycard are trying to charge me £180 for my statements, which I simply cannot afford at the moment and as I'm not entirely sure how much my charges on my, now paid off CC,will amount to, I'm not sure it would be worth the investment. I have heard…
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8% interest spreadsheet?? urgently needed pls
Hi I know there is an excel spreadsheet somewhere that works out all the interest each month from when you put the charges in it and acts as a rolling update - but i cant find it - can anyone find it for me please? (instead of adding the total full amount then adding 8%, it lets you enter each charges per month, adds the…
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Where will my refund go?
Dear All I have finally (after engaging the ombudsman and over a 12 month battle) got Capital One to agree a settlement. This is for an old credit card which is paid in full and closed. However I am now unsure where they are going to pay the funds as their letter states it can go towards paying off ANY outstanding credits.…
