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can I claim back further than six yrs
Hi all great website have already got back £2500:D from smile and am in the process of getting £2300 back from the Halifax but hey are being a bit more difficult than smile where. My question is has anyone claimed back further than six yrs successfully Cheers GT
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Please Read!!
The discussion thread on todays announcement regarding the test case and the banks is here... http://forums.moneysavingexpert.com/showthread.html?t=512419 Please note that any new threads regarding this will be merged with the above thread and no redirects will be left. If the threads merely contain links that have already…
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I Guess Its Court Time :(
So i gets the letter from the "ombudsman " saying they are lookin into it which was about 4 weeks ago now, So i guess the next stage is takin them to court or try to, how much will this cost me and how long will this take, sorry if im a bit slow guys so bare with me,
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halifax charge what can i do ??
i was charged a while ago think 2 yrs because i used my card but didnt realise not enough mney was in it. few days later letter come thriugh saying i be charged for this. what can i do now any chance of money back many thanks
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I Reclaimed n have since accrued more charges
...I've been going through a tricky patch financially lately, my only income is Tax credits, child benefit and Incapacity Benefit...Unfortunately I have become overdrawn a few times. I reckon between both my Natwest accounts that I have been charged at least £150. On one occasion I was less than £2 overdrawn. I was charged…
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court case 28th august
hi, can anyone shed any light, my courtcase is 28th august for reclaiming £4800 of bank sharges with lloyds, obviously no satisfaction with them so far, i no longer bank with them, can you tell me what i have to send to court 14 days beforehand, anyone done this, and do people get a solicitor or not thanks angel
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It's been a month since mcol finished...
Lloyds defended... Mcol said it has to be transferred to my local court. I've heard nowt since. Is this par for the course? Ta.
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OFT and Banks to decide on "fair charge"
Hi, I have just copied this from another forum I was reading. Hello all. Just heard on the news that the Office of Fair Trading is to sue the banks over unfair charges. Sounds good, but it also means that anyone currently trying to claim their bank charges back, will not now recieve any rebates until after the OTT have had…
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Question on charges
I have a question . Q : if i have gone over drawn regular over the 6 years and getting charged (70 times) from 2003 will i have any problems reclaiming my charges back as someone being persistent offender of going over drawn and having unpaid direct debits. Many thanks if you could help me. many thanks again craig
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Barclays want to sue me!
I am waiting for Barclays to reply to my demand for repayment of bank charges. I have just had a letter which says unless I bring my unarranged overdraft into credit they will be taking me to court. I no longer use my barclays account but it has remained overdrawn for some months. I was hoping to receive a refund to clear…
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Halifax legal Dept - Thick as .....you know what
Halifax: Part of claim paid, after the rest through the courts. I swear that the Solicitors in the Halifax Legal Dept got their law degrees on the internet. In there defence, they claim that I have shown no evidence of how I came to the claim amount. Well, guess how I worked out the total.? The Halifax supplied me the…
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Lloyds Business Account - Dissolved LTD Co
Hi, I have achieved 100% success in claiming back personal penalty charges from a number of banks, so would encourage everyone to persevere. This query relates to a dissolved limited company and its closed bank account. I was the Director of a Limited Co that is now dissolved at Companies House. My Business partner and I…
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General Form Of Judgement
HI AM TOTALLY NEW TO THIS BUT HAVE GONE TO COURT WITH HSBC FOR CHARGES AND ITS NOW BEEN TRANSFERED TO LOCAL COURT AND I HAVE RECIEVED GENERAL FORM OF JUDGEMENT OR ORDER FORM, WHICH ASKS THAT I FILE A SCHEDULE OF ALL THE CHEQUES REFERRED TO IN THE CLAIM I PRESUME THIS IS THE LISTING I ORIGINALLY DID.BUT WANT TO GET IT RIGHT…
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Can I Reclaim Charges for Capped Mortgage?
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help me do my bank charges
Hi am new at this PLease can someone help me to sort out my claim to bank charges or know someone who can do this for me for little % of charges, I have been looking around but they are charging at high rates that I just cannot afford, also I am no longer with the bank due to the charges does this affect me? please HELP!!
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letter to court?
hi, i got a settlement and now need to write and inform the court that it has been settled, is there a template letter for this or could some one help me with what i should write.thanks in advance.
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Admin Fee???
New to the board, can you please advise. I have just sent 2nd letter to my bank re bank charges, they have requested a £10.00 admin fee before they can process my letter. Does this sound right Thanks
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Legal leg 2 stand on? 2 offers,can i take both?
Hi. I have received two offers from barclays bank, :T I'm pleased with the amouts offered and very happy they have decided to settle....:j The only thing is...the two letters i received are dated the same day, from the same place, from two different people and with two different ref. no's....both offers are acceptable but…
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Any advise you have, pleeaase!!!
Hi All, This is how i got to the point i am currently at:- 03/04/2007 Sent letter requesting statements statements sent 23/04/07 Sent letter requesting the bank charges plus interest, wih list of them enclosed 30/04/07 reply form a&l not returning charges to me. 04/05/07 Sent reply giving 14 days to return charges or court…
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Bank Charges
I have sent the first 2 letters to the bank, and they have sent me a reply saying they are looking in to my complaint, but that was about 3 weeks ago how long should i give them before i send the next letter
