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Refused new bank account
Can someone please help? My wife successfully reclaimed over £900 in bank charges over a month ago from Alliance and Leicester. They are now closing her account. We have a joint account with RBS and my wife tried to get her own account with RBS and has been refused. The reason they gave was because she kept going over her…
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Do i have to contact them?
Im just starting this, waiting for online banking to work out my charges for the last 6 years (i already have a balance ov just over £1500). do i have to contact them before sending in a claims letter? Thanks Sparky
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court stage need help
hello i'm new to the forums although do read the information about bank charges etc. i have sent 2 letters to natwest and now need to do my court bit. i used the moneyclaim court online and have filled in all my details etc but when clicking submit it says unable to send due to technical error. have tried for 3 days. have…
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Can i reclaim the interest??
Hi all, I may be stupid but i've just received all my statements from my bank re :reclaiming my charges and I can see that every time i get charged theres added interest next to it of about £12.............can i reclaim these or does this automatic interest on this page cover them????????? Please help, icant believe how…
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help in advance
I have found most of the my bank statements but I have about 44 pages missing from my statements ranging from Feb 2001- march 2005. I known that is my worst period for bank charges. What I shall do next? many thansk:confused:
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Salford County Court April 24th-anyone else?
Hi Anyone else got that date at Salford? Be good to support each other and compare progress?
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OAP letter to bank re charge
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what now
Hi, i am in the process of claimimg £1700 bank charges back from HSBC followed all the steps didnt hear from them on intial letter detailing charges so i wrote again saying they had 14 days or i was taking them to court, i received a letter from their customer services dept saying they were looking into my concerns and…
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Can you still Claim if in trust deed?
I was in a protected trust deed (scotland) from sept 2003- sept 2006 where I released equility from mortgage to avoid making monthly payments - during the run up to setting up trust deed I had many large chrages via credit cards - was wondering if could still cliam these or would card companies take any refund back to…
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Incomplete Data Protection Request??
Hi All, I wrote to Lloyds TSB a month ago using the template letter on this site to request a list of all charges made on my account in the last 6 years. They have written back to me enclosing the charges from Jan 1st 2002 and in the letter they say "please find attached a list of charges from September 2001 or the date…
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Help with lloyds tsb no response to 1st post
LTSB are advising me to take my claim to financial ombudsman as I have not defaulted on my account and charges are fair and been correctly applied - any suggestions as to how i now proceed - first direct settled within 3 weeks no hassle !!! Also my step son has not started the process yet and he is also lloyds tsb - is it…
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lost account number
I am in the process of applying from my current bank account (barclays) and I should have an offer by 10 april... I also have accounts that I am no longer using but I don't have the details (acc no, sort code) for anymore. These include a debit account with abbey that I had up until 2003 (I changed to barlcays coz they…
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Reclaiming of Bank Charges - Deadline Date
I wrote to my bank on the 11th of March and the deadline is the 25th of March 2007. Bearing in mind that I did not send the letter until the 13th of March, does the 14 day period commence from the date I actually put the letter into the postal system? I received a letter from Barclays dated the 16th of March stating that…
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Bank Charges Paid Twice?
Hello All. Odd question but has anyone had their bank charges paid back twice? Tim
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Charges rejected
Hi.I have wrote my letter to natwest, tsb and barclaycard for my refund on charges and i have had a reply saying from a date in June 2006 my terms and conditions state they can charge me the £30 charges for going OD and charges on my acc. They also state i wouldnt have a leg to stand on if i take them to court. What do i…
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which date do I start from?
Hi, I am self employed so have all my bank statements from the last 6 years so have by passed the first letter to Barclays Bank. I have been through my statements,, done the bank charges interest calc. (two separate ones for both my accounts) but am I going from the correct date - When does the 6 years go back to?? I am…
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Should I change amount?
Noticed one of my charges was for £150 so when I queried it, I was told it was for a mortgage payment. Ihavnt and have never had a mortgage with them!!! Eventually they admitted they made a mistake and credited my account that day for the amount. My question is do I deduct this amount now and send off revised s/sheets or…
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do i claim for the whole charge?
Hello Im about to put my claim for charges, one thing to check, for each charge of £38, do I claim the whole amount or subtract the £12 from each that is deemed to be acceptable? thanks
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balance transfer charges
Hi, Can you get these back. I have one for £53 seems extortionate for transfering money from one card to another!.
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HELP! Re Money claiming on line..
A while ago I found a link on how to complete the HMCS paperwork, but just cannot seen to find it on the message board.. really do hope that someone can help me.. Many thanks
