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Pensions, annuities & retirement planning
Archives for July 2014
Discussion List
LGPS 2014 Ill Health Pension
I am in the LGPS and have just been told by OHAssist that I meet the criteria for Tier One Ill health pension. Can anyone help me work out how much my pension will be? I have been told that I have to wait until I have a final meeting with my employer to find this out. I cannot find an online calculator or an example of ill…
Casual Contract & Near Retirement - Worth Contributing to Employeers Pension Scheme
Hi, I took early retirement from my previous employer a couple of years ago and get an occupational pension from them. I've just started doing some very occasional casual work at a local school (just a few hrs per month) and have been told that I will automatically be enroled in the Local Government Pension Scheme unless I…
Standard Life Group Personal Pension One charges
Hi, I have a plan at work which I'm starting to review. http://www.yourslpension.com/gpp-coe/common-questions has a link to the Key Features PDF. In section 4.5 about charges, it seems the fund management charge includes commission and Standard Life's costs (i.e. bundled pricing). I expected to see clean pricing as I do in…
open market option for private pension
Can anyone help us. my husband has private pension funds held by Aviva. He reached 65 in Feb. and decided to take the open market option as another annuity company offered a better deal. Aviva have been very slow in releasing firstly information and now the funds. Does anyone know how long they can legally hold on to the…
Section 32 Buyout
Hi Can anybody help so i can make a sensible judgement. I have an element of a pension in a section 32 buyout pension. This was created when we changed the pension provider. This is attracting a 1% management fee but the pesion pot i now contribute to attracted just a 0.5% managment fee. How can i satisfy myself that it is…
old pensions pots - best plans for future?
Hello Money Savers, I'm changing jobs and it has got me thinking hard about pensions etc. for the first time really . I should probably see an IFA but would be grateful for any thoughts on here in the meantime. I've got two questions to Ask The Audience: 1) I have two old pensions pots from a past employer. One of them is…
Pension Question
Hi My income for ITY 2014/5 will be made up of earned income, cashing a small (under £10k) pension plan and a single payment from a capped drawdown. Can I pay a contribution to another pension plan in respect of earned income or would it be deemed to be recycling of contributions? Thanks
Do I need a will?
I'm leaving my freehold house and all my savings to one person. Do I really need to pay for a solicitor? Bundly
old salary pension
hi, I am 56 years of age and have an old pension with a company i worked for before, its a salary based pension and have asked them for a transfer value.......I need to draw it out and have registered with a company called AgePartnership...asking them for quote for anuity. is this the best method to get my cash lump sum…
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