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Question about husbands pension, NHS to local council?
Hi all, I don't normally frequent this board I'm more of a MFW but I'd wondered if you could help me with a question/s about my husband pension. From around the age of 19/20 he started working for the NHS, he started paying into the pension fund and stopped when he left the NHS at the age of 26 when he moved on jobs to…
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Pension with Legal & General - query.
There is a report in today's Daily Telegraph that L & G shares have dropped sharply today. I have a pension with L & G that matures in a couple of years time. If the company were to go bust, what would happen to my pension? Any help (hopefully in the form of reassurance :rolleyes: ) appreciated.
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Pension Payments
My pensions are being paid by Prudential and Norwich Union. Are these companies safe from collapsing and are my pensions in danger?
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State Pension Query
When do the DWP tell you when you will receive your first pension. I turn 65 in two weeks and they have told me how much I will get but they did not tell me when my first and subsequent payments would be made.
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claiming uk and army pension in australia
can anyone help me? i am a brit living in australia (citizen) and want to know how to claim my uk and army pension when the time comes. i was in the army for 5 years,someone told me that was the minimum time you needed to serve for a pension (served from 1997 - 2002). do i need to transfer the pensions over to australia or…
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would I be a fool to start a pension now?
I was just about to commence payments into a pension fund. With the market currently how it is, would I be foolish to start now? Or, the fact that the market is depressed mean that there are relatively short term gains to be made?? can i get tax relief on the cash saved under my matress?
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Should I transfer into the local government pension scheme
I am 50 and have just started working for the local county council. The council are members of the local governement pension scheme (a final salary scheme) and I currently pay 6.5% of my salary into the scheme and the county coucnil also pay into the scheme. My question is I have had a private pension running for 18 years…
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Occupational pension query.
When I left work I had accured an OP of about £6K per annum or £115 per week which I can take at 50 yrs old. What I'm not sure about is, is that if I take my OP at 50 will I get £115 per week (not counting any rises etc due to inflation etc) for the rest of my life?
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Tax relief on AVC
I am a Civil Servant and part time self employed. I have paid into the Civil Service pension scheme for 24 years. I have for about 13 years paid an AVC contribution of £50.00 a month to Standard Life. This is an in house scheme and not a Free Standing AVC. I receive tax relief at source on my £50.00 a month contribution.…
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Advice on Asda Pension
Hi, i'm new to the site and to having finances in general really to sort out so sorry if theres some daft questions, i've been offered a pension scheme by my employer asda. If I pay in 2 or 3% they'll match it. Its with prudential. I'm 19 and plan on workin there for one year. Have read the terms and conditions, but would…
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Retiring early with four pension pots - advice please
My employer has recently started a new salary sacrifice scheme and wound up the old scheme and I am not sure what best to do with the existing funds. Additionally I intend to retire in August 2010 at age 62 rather than wait until 65 which is when the schemes assume I will retire. I now have four pension 'pots' - 1. My…
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drawing money from a pension fund
hi I am 37 and have a private pension fund is there anyway i can access the money sitting in it?, because i could put this money to better use
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Transfere pension to low risk fund?
Hi, I currently have a balanced managed pension fund and have seen its value tumble in the last year and especially in the last 6 weeks. Should I transfer it out to a low risk fund such as a sterling fund or a money fund? Regards, Andrew
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Property Abroad - A good way to retire?
Hi All, I'm new to the forums and am doing some research into my retirement options. Ideally I would like to move abroad and love Spain or Italy as potential retirement spots. Could I save money moving here? Would property in Spain be a good investment? Any ideas would help. Thanks, Dannii
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Pension? Whats that?
OK! 19 in a very good fulltime job, lucky enough to have a bright future ahead of me with maybe a surplus of at least £500 a month after I have paid my debts off in a few months. Pension? Do I put this into a pension so I can have a lovely life when I retire? Is it better to save than put in a Pension? I DONT UNDERSTAND…
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Calculating retirement income
Does anyone know the mathematics of calculating at least one method of retirement income? i.e. rather than telling me to use an onlline calculator to calculate my retirement income requirements, does anyone know what the mathematical equations are behind at least one of these retirement income calculators? Call me old…
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Claiming works pension at 55
My husband worked and paid into a company pension for 21 years, (paying AVCs also) before being made redundant 5 years ago. He's 55 this year and was thinking of writing to ask if he could start drawing on his pension - would this be advisable in today's climate? The AVCs were put into a separate buidling society account.
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Irish State pension & Income tax allowance anyone know how much?
Sorry to be nosy but I was wondering what the Irish basic state pension is, how much income you can have before tax and then what rate you pay. I see it was the Irish budget this week and I was curious as to how much the pension is in Ireland. I alread have read somewhere that you still get Morgage intrerest tax relief and…
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Final Salary pensioner's concerns
My husband has been drawing a very good final salary pension for nearly two years, after over 30 years of employment with the same firm. His company had closed the scheme to new employees a few years prior to his retirement. The company has now informed its current employees that they intend to close down the scheme…
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Pension Scheme Wind Up - Any Advice Welcome!
Hi there everyone, I have had a look through some of the topics and advice given on here and couldn't find exactly what I was after but there seems to be some well informed advice given on this site! Anyway, here goes, I received a letter today from a firm acting on behalf of my old employers (not been there for 10 yrs…
