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Help with Pension
My father has been sent details of his pension entitlement from his old company pension. It list amounts for 1. Protected rights and 2. non-protected rights Can someone please explain if he is entitled to both of these payments or is it an option he has to choose? Any help would be appreciated. John.
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Please help (simple advice needed!)
I don't know where to start but I KNOW that i need to do something about saving for retirement. Some stats: I'm a 23 year old married female. I'm a scientist and as such my career will most probably consist of short-term contracts and job switching-often not working directly for a company but maybe from research grants…
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Urgent help needed re Civil Service pension transfer
We have just received a payment into our bank account of £1300 from Capita which I believe is an unsolicited refund of OH's pension contributions from his time in the Civil Service Premium scheme. There are several problems with this. Firstly, we have disputed the amount of contributions he made as he joined late and made…
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How can I track prudential with profits ??
Hi, This is probably going to be a silly question but in a relitive state of not knowing what im dong for the last 7 years (since i started full time employment) I have invested 100% of my pension contributions and emplyers contributions) in Prudential with profits fund, I dont why it just sounded good, now im a lot more…
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Advice on GPP
Hi, I am joining the group pension plan which is through AXA Sun Life, however I need to choose up to five funds to put my monthly contributions into. I am relatively young (24) so I have been told to go for higher risk. I have no idea where to start as there seem to be hundreds to choose from on the AXA web site. Please…
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Pension Help Required !!!
I don't trust any pension companies but the reality is that i am not prepared for my old age and I know i need to find a solution........can anyone offer some advice !! The reason I don't trust them is that i paid a few thousand pounds into 2 seperate pension schemes with Scottish Life - one which was contributed to by my…
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Too many stools?
Women continue to lose out due to, well, 'life' actually... Reforms leave women still short of pensions · Government's plans offer little help for most needy · One in three found to have no retirement provision http://money.guardian.co.uk/pensions/story/0,,1953171,00.html could[/I] have done to amend the complex…
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Opt out and pay debts?
Does anyone know if it is possible to opt out of a company pension scheme and get the money back in cash or does it have to go into another pension? I am 23 and have been paying into the pension for just over 2yrs, approx £60 a month, if I could get it all back in cash I could pay off most of my credit card. How would it…
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Deferring the State Pension - a good idea or not? (Merged)
I have searched the site but I am unable to find any advice as to whether it is financially sensible to defer taking the State Pension for, say 5 years, or whether it is better to collect the pension and put it in a high interest savings account? Which would give the better return, assuming I last another 15 - 20 years? I…
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A question unlikely to be asked by government
[in any 'consultation', that is] Should the new 'personal accounts' (aka 'National Pension Saving Scheme' aka 'Britsaver') be exempt from the requirement to convert the fund to a pension by 75 (aka ''compulsory annuitisation'') I ask this for various reasons: - they weren't/aren't in Australia and NZ where the idea is…
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what happens to company pension when i finish with them.
Hello, This week i am due to go to a meeting to finish work due to ill health. I am 42 & can do other work, just none that requires heavy duties, of which my current job entails. Anyway my question is this: i do have a pension with my employers & wanted to know whether its possible to carry on thru their scheme or do i…
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Can we do it, views sought
We want to sell and move to Spain, this is a very considered decision and one we have been researching for almost a year; I wondered if anybody had any thoughts about our finances which I had not thought of and answers to one or two questions: We are 42 and 48 respectively. I can get my pension when I am 50 my fund is…
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Can we manage... what do you think financial advice please
We want to sell and move to Spain, this is a very considered decision and one we have been researching for almost a year; I wondered if anybody had any thoughts about our finances which I had not thought of and answers to one or two questions: We are 42 and 48 respectively. I can get my pension when I am 50 my fund is…
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Old pension funds - what to do
Hello. I'm looking for some comments about my pension situation which I have ignored for too long. NU £29k Standard life £22k NI - who knows what will happen - treat as a surprising bonus. I have an old section 32 buyout from when I changed jobs ages ago (1986?). It is with NU in the NUL&P conventional with-profit fund. It…
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pension transfer
hi i am new to this site so please be kind. i have had a pension with zurich for 12 years now but due to my wifes ilness i stoped my payments in feb this year.i need advice if to transfer if possible to a maxi isa ect.total current value is £10000.if i transfer it it is £9300.thats if i can transfer it to anything but…
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Gordon targets non-residents
Sunday Times The Revenue has won a ruling that tightens up the number of days you can spend in the UK while maintaining non-resident status. The Taxman can now count the days you arrive and leave, not just the number of nights you spend in the UK. [A non-resident must spend no more than 90 days a year on average in the UK…
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france revisited
Further to my previous posts, and forgeting about any income i may or may not get from my company, the idea was to create an income to go to france, i have today agreed to purchase an appartment in a converted country house, when all the deals are done i should end up with about 240k, i could buy another small appartment…
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Choosing a stakeholder
I'm a 45 year old married woman who, due to ill health, hasn't worked for a number of years, and can only do the occasional temp work (though am looking at setting up some kind of business from home). Have kept up my NI contributions but realise that I need my own pension. Recently visited a IFA but he was very sniffy…
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Pension Home Visit
My mother is 65 and getting a home visit from the pension authority (Scotland). Tried to contact them but the person involved is unavailable. Does anyone have any idea why they will could be visiting? Thanks k750man
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Compensation for Lost Pensions
I've been watching the media coverage of the Farepak fiasco with interest. So much publicity and compassion and people and MP's willing to give money. However I compare this with our situation in which my husband has lost the pension he contributed to for over 20 years (and was expecting a pension of approx £35K at age 62)…
