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Pensions, annuities & retirement planning
Archives for June 2006
Discussion List
State Pension and Re-marriage
Does anyone know if a state pension using a former husband's contributions to top up to the full basic pension, plus an additional amount of serps etc., would be affected if a woman were to get married again?
Potential New Job - No Pension
Hi Guys, I'm considering a potential new job that provides no Pension with the package offered. My current & previous jobs have had pensions that I have invested, and the company has either matched the amount paid, or paid a higher percentage. Two questions... 1. How much is a company pension worth? Is it purely worth the…
Getting onto employer's stakeholder books
My new employer offers a stakeholder pension with matching 5% contribution. They sent me the requisite sales brochure on joining. I returned this proto ticking the box which says (in effect) "Interested - send more info." That was three months ago and there has been no further feedback. Four weeks ago I forwarded a note to…
Pension MoneySaving: Buy a different way to boost returns Article Discussion Area
This thread is to specifically to discuss the content of the Pension MoneySaving: Buy a different way to boost returns Article To discuss or ask a question about this article: click reply
Pearl Pension should I transfer it
Mrs Cheggers has a Pearl Pension worth about £3500. She no longer contributes to it as she has a final salary pension with her work. The pearl pension is worth £3500, on the last 4 statements its value has not gone up as its in a with profits fund and they are not paying any bonuses on it till further notice. The transfer…
NI/Pension advice please....
Hello, Following advice already given in the forum I got my state pension forecast. (things have seriously improved-it took my Mum over a year to get this info a few years ago) I am 41, female, single, self employed and paying class 2 NI. My forecast shows 23 qualifying years giving me 53% of the basic pension, if my…
Voluntary Contributions - Paid too much
The government white paper recommends that people with 30 years NI contributions will get a full pension. Diana is unemployed has been paying Class 3 voluntary contributions for the sole purpose of earning entitlement to a full pension and now has 32 qualifying years. Will she be able to claim the extra 2 years payments…
selling an endowment
anyone any advice on this? mine has 9 years to run - a with profits - I want to sell......... or should I take the money and run?
Help needed urgently
My wife is having problems with Contracted Out Deductions, and we cannot get the dept of work and pensions to give us any sensible answers to our question. The problem is that she had a pension with Thomas Cook of £1200pa when she left. Some time later she joined me in my Travel Agency and we set up a small pension with…
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