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Pensions, annuities & retirement planning
Archives for August 2005
Discussion List
State pension query
Hi, I received a letter from the Inland revenue, stating that from the Tax years 1996-97 I had a short fall of my National Insurance - £273.70 I have no knowledge what so ever on state pensions and national insurance and i would appreciate a help in hand on this Background During this time i was in my last year in…
Pension Lost?
Hi, I was made redundant 20 years ago and have never had my pension value given to me, each company that has bought my pension just send me letters to say they are unable at the moment to give me any idea of value this is a long time and I have tried OPAS and they traced the pension to a company that I never knew had taken…
Advice on Britannic Personal Pension Plan? Am I Stuck with Nothing?
resolved the problem =) contacted britannic who will allow us to put the account in holiday, indefinetly. meaning no money will be lost and the balance will be allowed 2 gain any interest & bonuses untill the i reach the retirement age. thanks for all the help people!
Receive reduced pension - would you appeal?
Hi, I currently get a small reduced pension (£80pm) when I was pensioned off through ill health. Originally they awarded it for 2 years as they said the illness might not be permanent. Well they are still paying the pension 4 years later. And my health is still not wonderful. In fact other conditions have developed. Should…
Thrown in at the pension deep end!
Hi folks, I'm hoping for a little help... I recently left employment at Cambridge University where I was part of the University Pension Scheme. Obviously now I'm not working there I can no longer use it and I've received a letter telling me that I can either withdraw the money minus Income tax and minus 'member's share of…
Became self employed
When I worked for a company, I was contracted out with a private pension now worth £ 5700. It stopped being paid into by the DHSS because I became self employed. I am not sure what to do with this now. Any tips appreciated.
What to do with pension when leaving job!!
Son left his work 6 months ago to travel. He worked for 22 months for the Council. He has asked to withdraw his pension but has not heard anything from his employer yet. He is now back in UK and is thinking of contacting them to find out what is happening to his pension. Is there any other option he can take as I would…
State Pension Question
Would some kind person, who is knowledgeable about the state pension please read and comment on the following - My wife is foreign born and has only worked part time, for low pay, in the UK for the last few years. We have a child born in 1985 in the UK. My wife has been awarded 15 years Home Responsibilities Protection.…
Where has my serps gone?
I opted out of serps back in 1987, aged 16 and subsequently received intermittent statements from scottish equitable (it was called a reflex pension). I moved jobs in 1990 and again in 1995, at which time I joined my employers stakeholder scheme (ironically with scottish equittable although this changed to norwich union in…
Pension help?
I have a pension with my work, they pay 5% and I pay 5% each month, done this for 5 years now and hope to with my company for the long future if possible. I am 30 Years old so started at 25 and got 2 years with another company as well running along side. My question is how can I best work out what I will get on loose…
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