Over 50s MoneySaving

Discussion List

• To Sell House or use council Deferral Scheme

  Which is considered in the dementia patients' best interest? Mum is in a care home and we are just entering the 12 week disregard and I have asked for the deferral scheme but on the paperwork, it says we should seek financial advice that we are acting in Mum's best interest financially. If we keep the house it will…

• Dormant Account Reclaim Fund General Info

  Hi I'm currently trying to prevent the Halifax from closing down my (declared dormant) account and sending it to the reclaim fund. I hope I'm going to be able to prevent this happening so I'm not looking for advice in this respect. However, I wonder if anyone knows what actually happens when the Halifax does this to…

• Dvla scam site

  I have recently (12 days ago) fallen foul of a site which I though was Dvla applying for my mothers over 70 driving licence. I have emailed to reclaim the fee they have offered £16 refund. I have declined starting their site was not clear on their pricing and am waiting to hear back. I feel the answer is still going to be…

• Pension Credit Lifetime Mortgage

  Not using money received personally but to help daughter. Will it affect P Credit ?

• Complaint against cleaning company Help!

  Hi Looking for advice Hired a cleaning company to clean my Fathers house after he passed away in May so that it could be put up for sale. Paid £271 to company for a deep clean plus extras. Cleaning was abismal if they did any that is . Kitchen cupboards the cleaned only the shelves you could see, no skirting boards done…

• Is ER a good option for us ?

  My husband and I are both 60 and own a property worth around £250k. We have £66k outstanding on our mortgage which has 5 years to run.I have a chronic health condition and have been unable to work for the past two years which has halfed our joint income and this has been further reduced due to covid restrictions impacting…

• DIY LPA

  Has anyone written and registered their own LPA?