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Over 50s MoneySaving
Archives for April 2018
Discussion List
AgeUK/ Handicare feedback request
We are thinking of using AgeUK and their linked company "Handicare" to replace our bath with a walk in shower We had "Handicare" out last week for a quote which appears to be OK I am looking for some genuine user feedback from a customer - before I decide Anyone ?
The Dreaded Dentures...
Does anybody in here have experience of flexible dentures please? They cost £400 so I want to do some research before going ahead. Only need 3 front teeth on the top one, to restore my :D
Do I HAVE to have underlay?
Sorry, couldn't find anywhere more appropriate to put this, but I am trying to save money. The thing is, I want to replace my stair carpet. But the shop won't sell me any without underlay. The salesman said I HAVE to have underlay and they are not allowed to sell carpet without it. Are they having me on, or is this some…
Nursing home fees following death of joint property owner.
A relative is joint owner of a house he and his wife own. His wife is moving into a nursing home to live, he is over 60 and will continue to live in the house. My question is, if he was to die would the LA expect at 100% of the monies go to his wife? In his will he is leaving his 50% to another relative, will this mean the…
The problem was small electronic devices
At 60+, I have moved from full-time employment to part-time self-employment. In recent years, I have been having difficulty with many tiny electronic devices because of hand dexterity, hand pain and eyesight limitations. I never thought that my employer really understood my difficulties. Now that I'm an independent man so…
Personal rate of inflation
With my pensions rising by 4% this year, I wondered what the real rate of inflation was for me. I found an interesting personal inflation calculator here: https://www.rathbones.com/personal-inflation-calculator Interestingly, it gave my personal rate of inflation as 0.3%. I am sixty-two now and working three days a week. I…
check your pensioner bond
If you took one out then check it for dates, my elderly friend just found out that he was scammed, someone intercepted the form and he lost the whole amount. He didn`t know until a few days ago and is devastated. Mine appeared in my bank account a few days ago
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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