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Over 50s MoneySaving
Archives for April 2014
Discussion List
Weight loss in older age-groups
I've been struggling with weight over the past few years. I was warned about weight when I went for pelvic surgery and hip surgery, then about the risk of developing Type II diabetes. I did manage to lose some weight, got down to about 10 1/2 stone but never managed to get to where I should be for my height. I gradually…
Helping a parent...
Hi, my mum has just turned 60, she owns two flats both worth about £170k, one she lives in and one she rents out, but this is not enough money to live on and has no real savings to speak of. She has just lost her job part time job and is struggling to find a new one. She is perfectly healthy, but damaged her knee in 2012…
How Much Will NHS Crutches Be?
Old lady next door to me keeps asking me if the gov's new idea to charge for crutches will include other things that aren't temporary (she needs her walking frame every day,now the weather's warmer she likes to go down as far as the shops herself) and seems very anxious about whether she'll be able to afford it and have to…
Single? How to money save as a singleton?
I was widowed - so I am single and I like being single but a lot of the offers etc are about couples? What strategies do those out there that are single do to take advantage or circumvent the world view that everybody is a 'couple'.
little luxuries
So, you've reached a certain age, and maybe you're more comfortably off than you used to be. Kids off your hands, mortgage paid off. What little luxury do you allow yourself now that money isn't so tight? In the Spouse household, we buy quilted loo paper, and Lurpak butter. I still feel guilty about not buying the cheap…
passwords
I saw on the news today about changing passwords, so I set to. It is a horrible job, I have had to think of new and complicated passwords with upper and lower case and numbers. I am really pee`d off with it, changing mine and DHs savings accounts amongst lots of other accounts and having different passwords for different…
Continuing Healthcare Claim - NHS Wales
All sorted.
Dissapearing Covenant
We purchased our property over 30 years ago, when a farm was split up into 6 lots. We purchased one of the lots. There is a lane which leads to all six lots, we live at the end of this lane. In the deeds of all six lots is a covenant which states that we are responsible for a one sixth share of the upkeep of the lane.…
equity deprivation when living with parent
I know that giving a house to offspring does not mean that it cannot be meanstested with regards to care home costs But what if the child lives with the parent. Could they be given ownership since they live there and may have helped pay the mortgage. What would happen if the child gained ownership while living there but…
Pension top up
https://www.gov.uk/government/news/state-pension-top-ups-pensions-can-be-increased-by-up-to-25-a-week Now we know who is going to pay for selling the Post Office off so cheaply Once again it is the pensioners who are being ripped off.
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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