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Mortgages & endowments
Archives for August 2022
Discussion List
Remortgage - 2 year or 5 year fix
Hello, I have a £210,000 mortgage with NatWest at 72% LTV and am looking to remortgage (23 years remaining). My wife and I can’t decide whether to fix for 5 years at 3.34% or 2 years at 3.34% (both with NatWest). It would be great to lock in the rate for longer as in 2 years it seems likely that interest rates will be…
Mortgage Default Fees/Charges?
I am about to get a 21 year mortgage and consider it high risk because of the cost of living/economic picture. If I default and no way to continue paying and my house is sold do I pay the full 21 year term interest plus charges or just the initial amount?
BTL - 10 year fixed rate - A good idea?
Currently we have a have a 2 years left on a 5 year fixed rate, BTL mortgage (2.54%) We will soon have 22 years remaining and £108k left to pay on the mortgage. The house is valued at £180k and is currently tenanted. We are thinking of taking out a 10 year fixed rate (3.79%, zero fees). We will have a 2% early redemption…
Do Halifax offer Mortgage extensions...
I am in the process of buying a house, and we have a Halifax mortgage offer in place, which expires at the end of September. We are not selling our existing property, however the sellers haven't found a house to move to, and realistically they will be unable to complete by end of September... Does anybody know if Halifax…
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