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Mortgages & endowments
Archives for May 2020
Discussion List
How does additional borrowing work?
We are coming to the end of our 4th year on Help to Buy (2x 2yr Mortgage Fixes) Due to the last 2 tax years being lower than normal for me we cant add the Help to Buy loan to the mortgage this time as we intended too. So that I understand all our options and can make an informed decision I want to know how additional…
House price drop/crash and re-mortgaging with the same provider
I currently have 2 BTL properties with about 25-30% equity in them, both of which I will be looking to secure a new deal with the same provider (Post Office and Virgin Money) in about 10 months time. I am conscious of a potential drop or even crash in house values as a result the economic impact of COVID19 and how this…
Freehold - Land Registry
About to purchase my Freehold having the papers (AP1, TP1 and Offical copy of register of title) to complete the purchase from the local council. How soon do I have to register the change from leasehold to freehold once the purchase is completed with the HM Land Registry
Are online AVM's accurate?
resolved the query, thank you
Same mortgage interest rate for 2yr, 3yr, 5yr FIX from Nationwide
Out of curiosity I was looking at what remortgage offers are available from Nationwide for below 60% LTV I saw 1.69% interest rate (no fee) - fix for either 2yr, 3yr or 5yr. Any ideas why no difference in interest rates for various length of fix? Usually longer duration fix have higher interest rate, but not this time.
Pay off mortgage before probate?
I will soon formally inherit a property once probate is done with. There is 8-9k left on the mortgage. Is it worth paying it off before probate now? Or is it better not to?
Bank Or Mortgage Brooker
Hi, Just a quick question which would I get a better deal with my bank or mortgage brooker for buying a house. Thanks for the help
Whats the earliest you can rate switch with HSBC?
If you are coming towards the end of your current deal? Is this online?
Adverse credit mortgage options
My wife and I are thinking of moving to a larger home, but I have significant adverse credit history and was wondering if it would even be possible in the near future. The current house was bought by my wife before we met and so is in her name only. I have 6 defaults (mostly cc) from the summer of 2016 totalling around…
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