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Mortgages & endowments
Archives for May 2017
Discussion List
Can i apply for a new mortgage on a different property whilst i have a mortgage offer
I have been trying to buy property for long time. I found a property, 5 months ago which i have a mortgage off on valid until 29th June but due to various reasons we still didn't exchange the contracts. Because its been taking so long worried that I might not it at all, I started searching for another property, I am now…
How do I manage this mortgage conundrum
We've seen a house we like. £289k Current house £188k value, £142k mortgage. Could rent out our sell this current house. I also Own 50% of a £70k value rented property. No mortgage. Savings available £35k I can afford monthly payments on 2 big mortgages. I just need advice on my options. Any advice welcome.
Taking out Car Finance before Mortgage application
Hi, my car broke down last week and it is uneconomical to repair it yet again. I wanted to buy another car on finance. However, as I was planning to apply for a mortgage later this month or early next month, I am not sure if it will affect my mortgage application if I take out another loan so close to a mortgage…
Re-mortgaging at end of term
Hi folks We have a flexible mortgage with First Direct which is repayable in just under 6 years, at which point I, as the main income person, will be 54. It was originally a 14 year term. The interest rate until then is BoE + 0.49%. As the interest is so low, we have operated the mortgage on an interest only basis because…
Credit card statements
When applying for a re-mortgage does the lender ask just for 3 months bank statements or do they also ask for 3 months of all credit card statements? Thanks for the help, never had a mortgage before and trying to get finance in order as thinking of applying in August Quite scary stuff!
Mortgage Application - Shall we wait
Hi, myself and my partner are looking to get a joint mortgage together. I have just checked our credit reports online and mine is poor, my partner is fair. There are no defaults on either of our reports, no ccjs. My score is poor due to only being on the electoral role for a couple of years and my credit accounts are…
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