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Mortgages & endowments
Archives for October 2014
Discussion List
Mortgage advisors (do they work 24 hours??)
Just wondered if you mortgage advisors have a life? :p my mortgage advisor is in my opinion 'weird' and I think he certainly takes 'too much on' he is unreliable with his time keeping, if he says he'll call you tomorrow he probably means the day after tomorrow, he takes way too long to reply to emails/messages/calls, he…
Two Mortgages
This is slightly complicated. Me and my wife, currently have a mortgage on our property which we both live in, where we owe £120k over the next 20years. The wife owns a second property (its in her name), its paid for. It is rented out. Even though its her property on paper, its now considered 'ours' What we are considering…
Mortgage - Credit Score Query
Hi I have a mortgage meeting with Nationwide on Tuesday, seeking to secure a mortgage for a property I have agreed to buy. LTV will be under 60%. I have downloaded a credit report from CheckMyFile.com and they have thrown up two issues: - Not on electoral roll - I have been living in rented property since the start of the…
Mortgage Redemption
Hi everyone - hoping for some advice. My house sale completed exactly a week ago (25th September) and I was told that I would receive the proceeds in 5 working days (i.e. today) as the cheque had to clear. I didn't think much of it, but a mortgage repayment was collected by direct debit yesterday. This was really…
early repayment
I have been in the process of selling my house since August this year, and I am nearly there, but my mortgage company are insisting I pay the £3000, early payment fee for just 4 more weeks left on the mortgage. I have written and almost pleaded with them to reduce this due to me having to sell up, due to a relationship…
Buy to Let Mortgage
Hi all, My mum's friend, who lives a few doors down, is selling her house. It's been valued recently at £450k by Romans (and yes, I've seen the confirmation letter). However, she's willing to sell to us for 400k. We're looking at ways to invest some of our money, and this seems like a good opportunity. We're considering…
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