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Mortgage using estate agent advice NEWMAN
I am in the process of possibly putting in an offer for a property with NEWMAN Estate agents (Warwickshire) and they sort of mentioned about mortgage service they offer. On their website it says they can search over 80 lenders. Looking at moneysupermarket I have some idea of the rates. Would it be beneficial to have a look…
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buying freehold house split into 2 flats with a mortgage
I am looking to buy a freehold house that is split into two flats and convert it back into single house to live in it. How would mortgage companies view this? There is just one title deed for whole house.
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Nationwide mortgages - any good?
I am looking for a five year first time buyer fix mortgage and Nationwide keep appearing at the top of best buy lists. I am a current customer which will help when it comes to applying(I hope) but what is their reputation like when it comes to mortgages? As far as savings go, their name is mud with only their e-isa showing…
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Viscount Castlerosse Advance Fee Scam, Mortgage Fraud and Ponzi Scheme
Viscount Castlerosse is a THIEF and FRAUD. Take advace fees and never contact back, never return calls. STAY AWAY from them if you don't want to be ripped off. If you are their victim or personally know someone who they have robbed, then post your story here to save others from them.
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Philip Pantana Mortgage Fraud. STAY AWAY
Philip Pantana is a THIEF and FRAUD.Deceived Investors during a Ponzi Scheme. Advance Fee Scam. Ohio Company but lives in Virginia. Author used proceeds to launder money. Virginia Syndicate Drug Dealer. Phony Company's to hide money. STAY AWAY from them if you don't want to lose your money or reputation. If you are their…
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Will I be able to get a new mortgage if I sell?
Apologies if this is a really daft wquestion, but I'm really confused by mortgages and lending and whatnot at the moment. I bought my first house about 5 years ago, with my parents acting as guarantors. It was 100% mortgage (so didnt have a deposit) on a fixed rate (which has now expired and I'm just on a variable now). I…
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Advice on mortgage application
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Mortgages BTL no income
I've just taken voluntary redundancy and have a nice pot of cash in the bank, I'm researching different things and property is something on my list to look into. Now I could buy a nice little rental property with a good deposit and let it out. How would the mortgage work with that if I have no current income? Would the…
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Question regarding mortgages & loans
I hoping someone might be able to help me out. We're currently looking to move. We can port out mortgage across to our new property as long as the LTV is 75%. However we have a shortfall of almost £24,000. If we were to take out a loan for this prior to completion would our mortgage company want to know about this loan and…
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Unenforceable loans over £25,000
In 2003, I took out a loan of £30,000.00 from a broker to buy a sub prime property for £145,000.00. I was asked to just sign and date 7 odd blank forms and automatically got the mortgage after 3 months. Interest only, on Income support, full PPI, the full whack Unenforceale Agreement - full conflict of interest as I have…
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Selling in Negative Equity
Hi, I am selling my shared-ownership flat after three years of problem neighbours. I'm prepared to take the hit financially now rather than wait for the market to pick up, as I'm so unhappy and concerned for my safety. I'm set to lose £10-15k on the property. My mortgage adviser has said to pay back the money lost due to…
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CG Tax & Giving Mortgaged house to kids
If I give a mortgaged house to my adult children (the mortgage company doesn't mind adding their names to the mortgage subject to credit checks and my underwriting) could they sell it and then pay off the mortgage without my being liable for a Capital Gains Tax (substantial). Should I keep a percentage share or not. My CG…
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fair and reasonable
anyone give me facts, info about principle/rule whereby if an organisations maladmin causes financial problem (whereby you have monies you shouldn't or a debt you wouldn't otherwise have had) then that company has to stand the problem (accept their loss or refund you the debt) hope some1 can help.............please
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Broker fees
I've spoken to a few brokers recently, some charge a fee and some don't. The fees have varied in price. Can anybody tell me what I should expect to pay for the services of a good broker please?
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mortgage
hi,ive just had a phone call from charge right ltd ,swansea,regarding miss-sold mortgages,could any one tell me if they are genuine,i would be very grateful,before they contact me again,they said i coud have a £30.000 pay out,i am a bit wary as i have already been bitten once thank you:eek:
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Endowment Mortgage
My endowment mortgage is due to finish February 2012 and I am advised it will be at least £400 short. I took out the mortage in November 1987 and the firm of shyster solicitors who sold it to me have gone out of business [one solicitor is dead the other is barred after serving a term in prison]. Can anyone advise? Is there…
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NRAM and relationship split
Me and Fiance have recently split up. We have a NRAM together mortagage and are in negative equity. We applied to remove my name from the mortgage but the application has been rejected. We have the option of selling the house but this would be a last resort due to the negative equity. We cannot rent the house out as we are…
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pensioner converting from but to let to residential mortgage
Hi I wonder if anyone can help, my mum's in a bit of a sticky situation at the moment.... she's 61 and recently she was in a relationship, living in her boyfriend's house and so had converted her mortgage to a buy to let, she rented out the property to me until her relationship broke down and she had to leave their house,…
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deposit
I started my own business back in 2009 and sunk what was left of our savings into getting off the ground. Unto known to myself, that was the start of the recession and basically we lost everything and we have just started to come back into the black. I had to mothball my business and return to salaried work. My question is…
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Remortgage Lousy Offer
I have 2 yrs 3 mths to go on my existing mortgage, house has £100,000 equity, enquired about a remortgage of £40000 over 10 yrs to do house improvements and pay off credit card with my existing lender and pay edowment shortfall. The offer I got was £5000, always paid my mortgage on time and a good credit history why such a…
