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Mortgages & endowments
Archives for May 2011
Discussion List
mortgage plus secured and unsecured debt
hi to all the experts out here.i am foreign student in uk.been here for 8 yrs.am originally from seychelles.i put down £35000 deposit to buy a house worth £230,000 in 2007 in london which is now worth around £200,000 .i have secured debts of £34,000 and unsecured debts of £17,000. my problem is that am on student visa…
Redemption Statement
Hello, Just some advice / thoughts. We currently have a mortgage with Natwest which we re-newed in July 2010 to last until July 2012. We since have found a lovely house and decided to sell up and buy it. We have been sent the redemption statement by Natwest via the solicitor, this is £3,464, ok its a bit harsh but we were…
Deutcshe Bank Mortgages HEELP!!!
Hi People, I have been looking into the FSA report of fining DB mortgages over dodgy trading (for want of a better phrase). Anyway my partner now wife has a mortgage with them, at the time she was employed but due to an adverse credit report on my side (divorce) my wages were used but were said to be hers as a second job…
Trapped in Northern Rock Mortgage until homeless!!!
Hello all, Me and my partner are desperately in need of some mortgage help and I am wondering if any of you financial genius’s out there can help out with my predicament, which to me looks terminal. First of all, I will come clean, I am a complete financial idiot. I am one of few stupid/naïve (delete as applicable) people…
How manageable is my mortgage FTB.
Hi. I have put an offer of 265k on a house, we might get it. We absolutely love the place. I have around 88k saved. Plan to put 68k as deposit. The vendor is paying half the stamp duty. I am looking at 5 yr fixed mortgage with Yorkshire BS with int rate of 4.39%. Monthly payments would be 1092 per month. I earn 3219 per…
do i need a buy to let mortgage?
I bought my house several years ago, and next year my work is sending me abroad. The plan is to do 6 months away, 6 months here, for the indefinite future. I currently have a lodger, but while I'm away I would like to get someone else in too. If I'm away, then technically they wouldn't be lodgers and I would be a live-out…
HELP: FTB & Self-Employed :( how much can I borrow??
Hi all, I am a FTB who is self employed. I have no debts and very good credit history. I have £60k deposit and one years co accounts. I paid myself min wage and dividend of £28 (so £32k income last company year will be around 40k next year). How much can I realistically borrow? Who or where are the best mortgage providers…
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