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Broker for remortgage in Aberdeen
Hi there, I'm looking to remortgage and have received on here a few times previously. To cut a long story short I'm extending and want to speak to a broker who is whole of market (and free to me!). I live in Aberdeen and would obviously prefer to speak to one there but am happy to do it by 'phone/e-mail with anyone. Does…
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mortgage help advice please
Ok so i purchased my council house 4 years ago for a discounted price,i took my mortgage out with lloyds tsb,anyway my fixed rate has ended and i have applied to natwest as i now bank with them,i have been accepted by nat west for the mortgage and received my offer from them but now i have received a letter from council…
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Rumbold
Can any one give us some advice on how we solve this situation. We took out a Mortgage two years ago on a property worth 280,000 with a mortgage of 200,000 our repayment at present is interest only, the problem is that we are both in our 60, although we have a confirmed income of 30.000 per annum, we have learnt that there…
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Remortgaging and transfer of equity?
Hello All, This is my first post, so please be gentle with me and I apologies if this is in the wrong forum. Basically I just want abit of advice from someone in the know. Currently I am living my parents, and my dad has a mortgage on the house. He got made redundant last year and has been paying the mortgage off with his…
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Mortgage broker or direct to bank
I went to see a mortgage broker with countrywide based in a frank innes branch but after getting home from my first meeting i have read nothing but bad things about them (countrywide). he is not whole of market either just 11 lenders covered. The main thing i worry about is that everytime i would go to a bank there will be…
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My mortgage challenge - can you help ?
Hi i am in a bit of a dilema, i remortgaged in June 2007, orginal amount borrowed £107,199.00 fixed rate 7.59 %. Two years ago i had an outright repossesion. I am still in the property. I am now currently unable to pay the full amount requested by the mortage co and i am paying half of my mortage payments. and i am still…
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Mortgage PPI
Sorry if this is in the wrong place but it seems like a mortgage question to me. Basically, i've had my mortgage for 3 months now and I really want to get some unemployement, sickness etc. cover soted just in case I become unemployed, ill or whatever... Halifax no longer offer the insurance with the mortgages which left me…
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Will Abbey allow me to port large mortgage now my income is halved
I took out a large mortgage when my income was much higher and mortgage lenders were not so strict. I want to move to a smaller house but will Abbey Nat allow me to port my mortgage to another property now I earn half as much. I am tied in to a fixed rate for another 2 years. I have a perfect credit record but if…
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Webb Resolutions
A friend had a secured loan with Picture which has now been sold to Webb Resolutions. I notice that one or two on here were offered discounts to settle their mortgages. How did you get on with that? My friend has no arrears and has never missed a payment. Any info on this company would be welcome.
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does countrywide own rightmove
was told this by countrywide, is it true?
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Applied for a fixed rate now the bs has increased rates
I applied for a mortgage with yorkshire BS yesterday. It said I have 5 business days to complete. The rate was 4.99%. I read today that they've increased rates to 5.19% with a £1545 arrangement fee. Will I still be elligible for the old rate?
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taking over a mortgage
hi. I would like to know how easy it is to take over a mortgage. In theory if a friend was in arrears and thinking of handing keys back for a property how easy would it be to 'take over' the mortgage?
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Aviva Mortgage cash in now?
Hi everyone newbie here looks like a very useful forum. I have an Aviva PM Flexible Mortgage Endowment plan (Aviva managed PM PL fund)taken out in June 87 originally over 25 years, with a death benefit of £45,200. I am paying £31.83 per month.(This is the amount it should have been worth after 25 years) The current fund…
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need to remortgage to move but bank wont remortgage for same amount as we owe?!!
Helpp! My hubby and I havee a halifax mortgage, and have done for 10 years. Our mortgage is for 155k. since we took it out i have had a baby and now work part time. We are wanting to move house, not increase our mortgage, simply keep it exactly the same amount and now the halifax says we cant afford to do that...........i…
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Can Anyone Explain what a halifax a,b and c pass mean
I have just gone through a halifax application on the phone and I am very confused about what exactly each pass means I have been asked to bring in a payslip to my local branch and they have not yet asked for any more info, i have just been advised that it is now being processed and i should hear within 14 days. What I…
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IVA and remortgages
Does anyone know where I can obtain a remortgage when I have an IVA. I am tied into a fixed rate mortgage that has a £3000 penalty but the payments are too high for me at the moment because I was made redundant just before xmas. I have a new job but the pay is considerably less than I was on. I have asked my current lender…
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Amber home loans
Hi Guys I have an Amber home loans mortgage, just paying interest only whilst we renovate. I'm thinking about changing to a repayment mortgage and fixing the interest. Is anyone with Amber and can give me some advice on what to ask when i call them as i'm new to mortgages etc.. Cheers John
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Newbie mortgage question
Hi All I've never taken out a mortgage but I will consider doing so when I have saved up a deposit and ready to buy a house for my family. I have done a little research online but I was wondering if someone could help me with figures: 1. If I work out 4x my salary I get 68K. So I'm presuming this is the max I can borrow.…
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Would i be able to remortgage
The facts are i have been living on my own since my partner died nearly 5 years ago and although im only earning 12200 plus 1000 in wtc i have never missed a mortgage payment, or any other payments for that matter, but when i enquired about remortgaging i was told because of the affordabilty factor it could not be…
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Quick Credit Check
Hi everyone, I used a tool from this website (i think) where by you answer a few simple questions and it gives you an example of what your credit score might be. Does anyone have the link? Searches have only provided me with links to Equifax/Experian etc etc, i would hardly be a MSE if i was paying a tenner a month just to…
