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First time buyers seeing a financial advisor....
Hi Myself and my bf are first time buyers are seeing a financial advisor soon about buying our own place. We have a decent sized deposit and no debts. Just wondering what sort of questions I should be asking? Thanks in advance
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Mortgage Help
We have had a joint mortgage for around 6 years and we are not fixed in to any deals, but last year i lost my job, luckily my wifes salary manages to pay all the bills (just). But now i cannot shop around for a new mortgage as on paper my wifes earnings are not enough. If i see my own mortgage provider (HALIFAX) and ask…
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wholesale nike jordan shoes
welcome to our website: www.voguejordan.com ,We hope become your reliable shoes supplier in China. Authentic Shoes with original box,we insists that " Customer the highest, Quality first ". Our products include Air Jordan series,Mix jordan series, Air max Shoes series, Air force one, Nike shox series shoes, Adidas Shoes,…
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Changing from fixed rate to tracker/variable - is this worth doing?
I've had my house on the market for seven months but have just pulled it off due to the stagnant housing market. I still want to move, and am planning to put it back on in the next 6-18 months. I currently have a 2 year fixed rate repayment mortgage at 5.44% which runs until June 2010. With all the interest rate drops I…
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What would you do if you were me?
Desperate advice needed!: - Currently on fixed rate with NR which runs out in March. I've been sent the letter saying they are unable to offer me a new mortgage deal and I'll go on their SVR from then. - With this in mind, I want to start looking for a new mortgage deal. - 2 complications!!! -a) I'm planning on renting my…
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Remortgage Question
Hi All, Around about the peak of the housing market my wife and I scrambled onto the property ladder and purchased a £248,500 house with a £12,500 deposit in the London suburbs. We took out a 2 year fixed 5.29% Intrest only mortgage which is due to expire on the 31st July 2009. Our mortage is with the Nationwide…
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bulgarian property need to mortgage?
Ihave a bulgarian property worth approx 150,000 euros, and it is fully paid for .My own property at home is worth 390,000 pounds with a mortgage of 320000 i need to get the ltv down ,and think by takeing some equity from bulgaria might be the answer .Anybody got any ideas whats best?
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Mortgage Charges
Can anyone help. My ex husband has major debts and this meant i could only go with a less kind Mortgage provider "GE MONEY". Last year i had to go through a very messy child custordy case through the courts and this lead to me having alot of time off work and therefore missed a coupel of payments on mymortgage. Since this…
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Mortgage Charges
Can anyone help. My ex husband has major debts and this meant i could only go with a less kind Mortgage provider "GE MONEY". Last year i had to go through a very messy child custordy case through the courts and this lead to me having alot of time off work and therefore missed a coupel of payments on mymortgage. Since this…
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Chances of me getting a mortage? (1st time buyer)
Hi Guys, i'm new to this so to start with - i'm not even sure if this is the right place to ask... anyway, here goes! Ok i'll start from beginning, myself and girlfriend are interested in a 3 bed, detached house in a nice area - which is up for sale for £125k + 5% deposit paid by owner, it's currently owened by a builder…
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help - urgent advice needed
Hope you can help. We are due to complete on our re-mortgage tomorrow - hence why urgent. The broker we have used strongly advised using their solicitor. Now the solicitors 'fees explained' sheet states: Included within the total of the legal and adminstration fee is a commission payment of £350.00 payment to your…
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Cashing In Endowment?
Can You Help? We Have Had Our Endowment Policy Running Since June 96 Due To Mature June 2021, We Pay £108.50 A Month.originally The Plan Was To Repay Amount Of £63200. Our Mortgage At The Moment Is For £45000 Of Which Only £20000 Is On Interest Only Now.the Mortgage Is A Five Year Fixed Which Has Three Years Left At The…
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Unexpected Mortgage payment holiday - Intelligent finance
I have my mortgage with Intelligent Finance and my payments have always gone out on 1st of each month. My company informed us they were changing the date they paid us to the middle of the month, so many of us who like to have the major payments to go out as soon after being paid as possible, switched our payments dates to…
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abbey svr
:confused: :confused: :confused: Does anybody know when abbey`s review of this months cut takes place,as they are not the fastet people to get information out of.Is it me but some of the big banks make thier desicions immediately or at least within 24 hrs but no not abbey.!!!:rolleyes: :rolleyes: :rolleyes:
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Advice of taking on mortgage
Hi After the split of my relationship i am now looking to take on the mortgage on my own, reason being the house has lost around 40k since last February! it is a new build with 2 others of the same kind being on the market for the past year and not selling. i have an appointment with the halifax this afternoon, the guy i…
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Another... fixed rate ending
Hi Guys Just after a bit of advice. My fixed rate ends 31 March 2009, currently on 5.08% with Nationwide. Reading a few of the other posts - I am probably best to go onto the SVR. They have obviously sent a letter stating to give them a ring, or pop in to discuss new 'products'... Although I know at the moment I would be…
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Mortgage advice
I have remortgaged the following £40,000 at 5.88% for 5 yrs (last September) I also added on £25,000 at 5.88% for 5 yrs to pay for a loft conversion in September. I also required another £6000 in December at 5.74% for 5 years to pay for added costs and furnishings. Is it worthwhile in todays climate to maybe remortgage…
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Mortgage nightmare i need help
Hi can someone please help me or give me some advice. Our current mortgage is with HSBC and we have £88,799 outstanding we want to borrow an additional £70,000 to put an extension on our house our current house is worth around £170,000 but when all building work done will be worth £240,000 but the bank won't take this into…
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phoning around some brokers today for £75k mortgage
Finally found a house that we like and looking to get a 90k mortage on a 360k house. The 90k is something that I would be able to pay back in 2 years at least as the money is needed to extend the house we have seen. I was hoping to get as low rate as possible and even thought about a interest only mortgage. if i applied…
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Mortgage lender has tampered with original agreement.... is this fraud?
When I originally signed up for my mortgage I removed a couple of the clauses I did not agree with - one of which was paying the redemption penalty. The original document was sent to me via email for me to sign, so I simply deleted the clauses I did not agree with, printed the contract off, signed it and returned the…
