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Viewing and paying Natwest mortgage online
Dear All I have a Natwest tracker mortgage. I have no penalties if I overpay. I would like to view my mortgage statement online and make ad hoc overpayments through online banking. Is this possible - I phoned Natwest and they said that to make overpayments I had to phone them or go into a branch. I find this hard to…
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will there be another rate cute this month?
so what does everyone think. Will there be another drop? i think it'll be a 0.5% drop. When is the decision made, is it the first thursday of the month? sorry, no prizes for the winner...:D
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Hopeless
How do I work out what my LTV is please? I know it's a silly question but maths was never my strong point. my house is valued at £225k and the mortgage is £80k thank you in advance:xmassign:
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best rates on 85% / 90% LTV mortgages
Hi there, I have saved up a £30k deposit for my first house... One is on at £120k and needs no work doing so could pay a 25% deposit. However, the one i am really interested is on at £90k but needs £10-15k of working doing, so I would only have £15k deposit for it. What is the best mortgage rate I could get? Obviously when…
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Prudential Endowment since 97
Hello, Firstly i apologise for my lack of 'financial talk', i have this prudential endowment which is no longer linked to a house repayment ive used it as a savings account since 98 as i now have a repayment mortgage. I have just rang them to ask for the value, i have been paying £55 per month since july 97, and it is…
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First Time Buyer
Can anyone advise, being a first time buyer, can you tell me if a deposit is required for all mortgages, if not, who is the best people to speak to ?
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Doing the sneeky on my ex??
Hello there - please be gentle (forum thread virgin in the room!) I need some advice and would like to find out of someone else has done this. I bought a house last year with my (ex) partner - value £155K, I borrowed £10K, knocked down price and got mortgage for £140K. The deed of trust shows that when house sold, after…
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Fee Free Mortgage Advisor in Liverpool/Lancashire???
Do anyone know of a fee-free (or LOW fee) mortgage advisor who would deal with the Lancashire/Merseyside area? We need to re-mortgage but everyone im finding seems to have LARGE fees. Many thanks
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Rooftop
Does anyone know what Rooftop's current stepped light standard variable rate is? My fixed rates ends with them soon and i will be put on this one! Thanks
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Tracker Mortgages + Collars etc
Sorry if this has already been posted today, but I do not have time to check through the posts. http://www.guardian.co.uk/money/2008/dec/02/mortgages-banks Foreversummer
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Mortgage rates help please
:hello: Hi, I am new here but have been lurking for a while and am thankful for the information provided. I would like to pick your brains about mortgage rates and what I should go for as my fixed term rate is coming to an end at the end of the year. I have a woolwich mortgage which is currently 400.77p a month on the…
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Larger mortgage needed, advice please
I currently have a £130000 fixed mortgage with Nationwide until Aug 09. My girlfriend and I would like to move to a £200000 house (which is a really good house for the money) but would only have £10000 equity if I sold my house for £140000 - therefore a 5% deposit. We can quite easily afford the monthly payments on a…
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When....
do you think banks will drop the fixed rates for FTB? I have been offered 5.49% but want to know if they will drop after BOE meeting on Thursday. What are your thoughts?
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Self Cert Mortgage - What is it?
Hiya, can anyone tell me what a Self Cert mortgage is? My friend has said she has got one but she isn't self employed? Thanks :confused:
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How do I contact the Financial Ombudsman?
Hi Guys How do I contact the financial ombudsman & do I write a letter telling him every detail of my query? Thanks
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Mortgage offer differs from Key Facts illustration
Hi, We are in the process of re-mortgaging to HSBC from Alliance & Leicester (for a much better interest rate) and have had a mortgage offer. However we noticed that the mortgage offer made no mention of the £400 cashback (towards legal costs) which had appeared in the Key Facts Illustration. In all other respects the two…
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Remortgaging from IF to First Direct shortfall
Morning! Sorry - another remortgage question for anyone in the know, I'm afraid... We were lucky enough to get accepted for the First Direct .79% tracker after remortgaging from Intelligent Finance (never actually thought it would happen!). We were hoping it would all have gone through by 1 December, as this is when we…
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Post- credit crunch FTB deposits?
As a likely FTB when housing market conditions recover I would be very interested in people's thoughts on levels of deposits lenders are likely to require once 'normal' mortgage lending eventually resumes. I would particularly appreciate the views of mortgage advisors/brokers on this.
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Income from a bursary
Hey everyone, Question to any mortgage advisors out there or in fact anyone who can help. My girlfirend and I have accepted an offer on our flat and if possible are looking into getting a new mortgage and buying our next propety. My girlfriend is currently training to be a teacher and is on a course which is due to end in…
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Tracker or Fix
My fixed rate (5.74) ends 31st December and I transfer to a .75 base rate tracker which will currently = 3.75. To encourage me off the tracker the building society is offering a 3.99 fixed for five years, which sounds good, but they obviously want me off the tracker so I question if I should wait a while longer and risk…
