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Mortgages & endowments
Archives for November 2007
Discussion List
How to calculate fees into mortgage rate?
Hi all - Quick question.For a 3 year 5.49% fixed rate with 3000 fees, if I wanted to include the fees into the loan, how is that calculated for repayments over the 3 years. Ex: loan amount = £148,240 (interest only mortgage) purchase price = £174400 deposit = 15%repayments without fees included will be £678.20/month, with…
Remortgage for less than 40% LTV
I am looking to remortgage and would like to know if lenders offer better rates for low LTV's. I have seen figures displayed for different LTV's but I can't find any comparisons on the web. My current deal is bad, so I would like to take advantage of the increase in value to get a better deal. Thanks npgd
Bradford & Bingleys "Conversion Interest" anyone heard of it?
PLEASE HELP I NEED YOUR EXPERT ADVICE ASAP I need some help with speaking to Mortgage Express (Bradford & Bingley) to help me deal with the sheer and absolute incompetent service they have provided to me. I changed my 3 buy to let mortgages to Birminham Midshires and told them all 3 were good to go for end of October . My…
excessive broker charges?
Hi all, Newbie here and hoping for some advice. My colleague at work has got himself into a bit of a pickle with his finances and i am trying to help him sort things out. Up until last year he was mortgage free (inherited some funds and purchased house outright). Last Sept, he decided to take a mortgage out on his house to…
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