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Mortgages & endowments
Archives for August 2006
Discussion List
Another Buy-to-let purhcase – but how? Help needed please
Any help or comments on this would be appreciated more than water in the desert. I set up a private partnership with the three other members of my family two years ago and purchased a property for £115K (needed some work doing) that was split into four flats. The rental income is now £1315pcm, and the building is now worth…
best buy to let mortgage
I am looking to purchase my first property ,i am not a home owner, the property is round £90000 and would be looking to put down about £40000, which are currently the best and offering the cheapest rates. Any info would be Appreciated
Remortgage/secured loan to go travelling?
Hi Everyone I am on a high speed route to debtfree bliss having set myself the target of clearing all non-mortgage debt by Sept 2007. My reason for doing this is I am going on global walkabout late next year and obviously want to have no payments to worry about whilst I am away. I have to save £700 a month minumum for 12…
Advice & fees free WTM advisor needed
Hi Guy's,...After reading many posts have decided to lay it on the line and see what you all think best for my partners situation,... My Partner Situation!... He has a mortgage on his home which he has held for 5 years now(after renting the property for 3 years previous).... The mortgages are as follows.....£45,000…
Retainer on mortgage - how does that work?
Excuse my probably very basic question (FTB) but we've just had our mortgage offer through (yay!) but the lenders have put a retainer of £5000 on the offer. Does anyone know how this works? We're going to get our own survey done to check exactly what needs doing but say there is £5000 worth of work to do, do we get a…
Final Repayment Charge
I have just had an illustration from The Woolwich for re-mortgaging my home. On the phone she assured me that there was no early repayment charge so there was no tie in and yet I have just discovered in the small print that I am liable for a final repayment charge of £275 when I pay the mortgage off in full - is that not…
Dumb question on selling an endowment.. help required!!
Ok Im selling one of my Standard Life endowments with Surrenda Link and they have asked for our Original Policy Document. Now its a long time since we originally took this policy out but looking through my bumf..........Ive found an official looking thing that says Policy Schedule with all the info about the policy on it.…
Which lenders are the best...!!!
I was just from everybodies experience which lenders are the best for keeping there existing customers. I've got a friend who was looking to re-mortgage and was with Chelsea Building Society (Got the interest rate when it was quite low) at the time. He rang them and they offered him a new deal that was still equal to the…
Monthly Mortgage Payment Amount Help!
Hi, I'm in the process of buying a property worth £238k, and I am putting down 25k deposit and my partner £58k. She has said that we should amend the monthly payments so that I pay back more, to equal out the difference in contribuiton to the deposit. I agree that I should give more back, but is this the fairest way of…
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