We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the
Community Noticeboard for more info. Thank you for your patience.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgages & endowments
Archives for February 2005
Discussion List
First Direct Customers Possible Free £100.
A substantial proportion, but not all, existing First Direct product holders have been offered its "if you're not better off by transferring your mortgage to us we'll give you £100" challenge. Actually its mortgage isn't so hot. Many MoneySavers should have better. If you've a flexible mortgage with a standard variable…
never new where to find help.
until i found this site that is. i cashed in my endowment policy because i kept getting letters saying there was going to be a shortfall in payments, i used the money to pay bills off. i have £17,000 to pay off in 17 yrs also when i surrendered the policy i also lost my cover for life assurance, what direction should i…
Is there a way?
Hiya, This is all ifs,buts and ,maybes... Our house is a shared ownership house and we had it valued by an agent yesterday at total value of 240k on the open market, so our half is 120k our current mortgage is 70k, so if we got full value we would have 50k. Just supposing we found a new house before we sold our current…
Miss sold endowments prior to 1988
> In a nutshell :- > > I took out an endowment with Standard Life in 1985. > It was sold to me by an IFA to support a mortgage. > Standard LIfe have informed me of 'high risk' it > wont cover the mortgage > I feel I have a good case for miss - selling. > I have contacted the IFA, who informed me that it > was pre 1988 and…
Should I take the money and run?
I took out an endowment mortgage in 1997 for £62000. After reading all the success stories, I appealed to the lender in November based upon me being wrongly advised at the time. This was because I am not a risky person and have been able to point to policies, pensions etc as proof of this. I have now received a letter…
Are my maths right?
Please bear with me as I work through the following, there's quite a few numbers in here & it’s a bit lengthy….. THE BACKGROUND Following the FSA rejection of the complaint of our mis-sold endowment, we're having to look at our mortgage quite closely. As of today, we now have Total mortgage of 153,000, of this 57,800 will…
Calling Martin - B&B are giving £1000!!
Thanks for the Remortgaging guide Martin, just wondering what your thoughts are about this product. Went for a mortgage review at the Bradford & Bingley Market Place - in short I recieved a hard sell on the following mortgage; Lender: Birmingham Midshire Fees: £300 valuation fee, £49 booking fee & £199 flat client fee that…
gifted deposits and BMV...how do they work?
I am curious to find out the exact process of gifted deposits. is this a price reduction before exchange, otherwise surely the lender will just reduce the mortgage. is this a cashback after completion? Is a gifted deposit and BMV the same thing, involving a remortgage and surely this is a risk? My first thought is why sell…
diso schemes
hi new boy on the block brought a house 13 years ago on the northcote diso (do it your self ownership we on 50% my current income per annum £20.000 my wifes £8.000 what we want to know is the house has gone up from £65.000 then to £230.000 now could we get a mortgage to buy the rest of the property as if we sell we have to…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
