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Mortgage-free wannabe
Archives for October 2007
Discussion List
overpayments on interest only
we have an interest only mortgage, 16 years left to run with 86500 left to pay. current payments 485pm, on repayment would be 738 per month. 6.75% .because of bad credit history, not sure if we could remortgage with another lender to maybe reduce interest so could be stuck with this one. we now have an extra £350 per month…
Home Dear Home
Ooooohhhh, I'm so excited...the mortgage company has just confirmed to me that funds are being released & so we should be able to complete tomorrow. I am working out our monthly budget (again) as we want to overpay. This is because on my last house, if I'd known then what I know now, I could have easily cleared it within…
MFi3: Mortgage-free by Christmas 2010 - diary of a MFW Martian
Hi, I'll start by pasting the post I originally wrote in the welcome thread, as a bit of an introduction. We bought our place in May 2002, just after I'd cleared my student loans and assorted other debts that had piled up as a result of several misspent years - which whole episode left me with a loathing of borrowing in…
Final Repayment Charge
I want to pay off my mortgage with The Woolwich, but they want to charge me £150.00 (Final Repayment Charge). I cannot find any paperwork to say that they told me in the first instance. What should I do. Any advice would be welcome.
Home buying/lease back schemes
Hi, saw an ad in my local paper today which seemed almost too good to be true. It was advertising a company who will buy your house from you at CURRENT MARKET VALUE and lease it back to you with a guarantee that you can buy it back from them at any time in the future. I have looked into selling my house to a housing…
Mortgage or loan
Thanks to help from mum I am now down 2 mortgage of £18,000. Question is, should Icontinue with mortgage or use a personal loan 2 pay this off as early as possible?:confused:
Mortgage V Savings Senario
Hi All 1st Visit to this forum and forgive me if my questions/logic seems stupid. I am due to come off a fixed term deal soon and am looking to lock down again for another 5 years fixed. I think I have found the product that suits my needs, however the question is, do I stick the full £94k/20.5 years remaining balance on…
I am mortgage free at the end of oct only IF
I am very fortunate to have earned enough through the last 2 years to pay of the mortgage balance of £49201 by the end of this month.:j having started 5 years ago with a £70000 mortgage. Yippeeeeee Now my wife seems to think that it is a bad idea to pay off the mortgage completely and that I should leave a nominal amount…
Rent or Sell
I currently rent out 2 houses in this country.One has about £45000 equity in it while the other has about £40000.I also have a house in Thailand with no mortgage worth about £60000.I live in Thailand for 6 months every year and when i come back to the u.k i stay with my parents to keep my properties rented.My question is…
Can I Get The Equity Out of My House
I recently lost my husband. Unfortunately we had forgotten to extend our life assurance when we re-mortgaged and as a result there was no pay out to cover the mortgage when he died. Since his death I have been off work with stress/depression and am finding it very difficult to keep up the mortgage payment. The annoying…
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