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MoneySaving mums
Archives for October 2016
Discussion List
Toy clear out!
After a not very successful toy clear out we are left with boxes of bits and bobs that don't go with anything! These are the bits that drive me mad as what do you do with them? I was thinking of getting rid of all the random bits and keeping only 'sets' of toys. Has anyone else done this? Do they need the variety or only…
Trust Fund Interest Rates
MY sister and I are joint executors of a trust fund set up for our disabled sister by my mother. At present the fund is held with TSB and is earning 0.2 % annual interest. Are there any other options that would earn her a higher rate of interest? The fund is worth £60 000. Thanks for any advice. Susan
Hycosy
Hi Ladies Me and OH are trying to conceive and have been for 22months, we are now starting investigations with a fertility clinic. I am going to have a Hycosy soon, does anyone have any experience of having this procedure? and what happens next if i have blocked tubes? TIA xx
How much rent should I ask from my son
Hi. I'm new to the Mums forum but an older mum. Just had an issue with my younger son who is now 18 and has a good job earning more than me. As I am downsizing to get rid of mortgage and be nearer my mum who has memory problems he thinks he should pay less. He pays £75 a week which includes extra TV box for his room and…
Children with a Birthday around Christmas....
I've been looking through the forum boards for something similar but couldn't find anything. My son will be turning four on Christmas Eve. This is the first year that he remembers anything from the year before and is actually excited about his birthday and Christmas so I can't wait! My question to parents with children…
Pregnancy Test Question
Hi I'm on the pill, have been for a long time with no problems. The pill I'm on generally gives me very light periods (2 days light bleed). I am now 11 days overdue for my period. I had a couple of days spotting approx. 7-9 days before I was due. I have had this happen previously on this pill but have then always followed…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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