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MoneySaving polls
Archives for September 2014
Discussion List
Broken laptop - who pays?
My partner is doing a PGCE at a secondary school. While he was teaching, a technician who works there knocked over his brand new Macbook Pro and cracked the screen. The salary for a PGCE isn’t exactly large, and surely the school should have an insurance policy in place for events such as this? Who pays for the repairs?
MoneySaving Poll: Have you finished your Christmas shopping?
Poll started 29 September 2014 Have you finished your Christmas shopping? The countdown has started; we've now fewer than 90 days to go. So are you a Christmas pre-planner or do you leave it until the last minute? How much of your Christmas shopping have you done so far?Please choose the option CLOSEST to your situation.…
Should my mate pay for his own pricey drinks?
I regularly meet up with a group of friends in the pub to watch the football. While most of us drink beer and wine, one of our group drinks expensive spirits, which makes the cost of our rounds skyrocket. Should we ask him to buy his own? If you haven’t already, join the forum to reply! [threadbanner]box[/threadbanner]
MoneySaving Poll: Should Ofcom prevent firms giving 'retention' offers?
Poll started 23 September 2014 Should Ofcom prevent broadband & mobile firms from cutting their price to keep you when you ask to leave? The communications regulator is investigating digital TV, broadband, landline and mobile phone ‘retention’ offers - those where when you ask to leave they try and cut prices to persuade…
Should there be a zero tolerance drink drive limit for the UK?
What are people's views on a zero tolerance drink drive limit for the UK? Would this stop lunchtime drinking of alcohol and then jumping in the car to drive home/back to work may be not straight away but a few hours later? Would welcome views for and against.
MoneySaving Poll: Choose our new logo...
Poll started 19 September 2014 Choose our new logo... It’s time to update the MSE logo (actually in truth we don’t have a logo – it's more just the site name written out) and so we've worked on two designs. Please pick the logo you prefer and let us know your thoughts below. Vote in this week's poll Did you vote? Are you…
Money Moral Dilemma: Should I charge my Mum for my old phone?
I've upgraded to a new phone and my Mum wants my old handset as she's never had a smartphone before. It's pretty ancient but a friend of mine has offered to pay me £50 for it and I reckon I could get more online. Should I ask her for cash? Or let her have it for free? If you haven’t already, join the forum to reply!…
MoneySaving Poll: Would you vote for English/Welsh/NI independence?
Poll started 15 September 2014 Would you vote for English/Welsh/NI independence? The Scottish referendum is here. Those resident in Scotland will decide whether the country should break away from the rest of the UK. So we wanted to run our own vote for the constituent countries of the UK using similar stark language as in…
Money Moral Dilemma: Should I help my smoker partner save money on cigarettes?
I’m a non-smoker but my partner smokes around 20 a day which I don't like. Sometimes he spends more than he needs to buying them in an expensive shop when I know somewhere I can buy them cheaper. Should I buy them to save money? Or refuse on principle? If you haven’t already, join the forum to reply!…
MoneySaving Poll: What gift cards do you value the most?
Poll started 8 September 2014 What gift cards do you value the most? Imagine a friend was willing to sell you their £100 gift card (for personal use not to resell). How much would you pay for it (answer from as many of the following options as you like)? Vote in this week's poll Did you vote? Are you surprised at the…
MoneySaving Poll: Do you still print photos?
Poll started 2 September 2014 Do you still print photos? Please let us know if you still print your snaps, and only vote for the option closest to your views. Click one option. Vote in this week's poll Did you vote? Are you surprised at the results so far? Have your say below. To see the results from last time, click here.…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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