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MoneySaving polls

Archives for January 2014

Real-life MMD: Waitress takes leftovers to give to a retirement home. Should I report
Money Moral Dilemma: Waitress takes leftovers to give to a retirement home. Should I report her? I work as a waitress at private functions. After events, loads of cakes, sandwiches, etc, are thrown away, even though they're still perfectly good. Our bosses say we're not allowed to take anything home, but one of my…
Is it OK to use a 2for1 voucher on a first date?
Poll started 4 Feb 2014 Valentine's is coming, but has using vouchers finally broken through the last taboo? Is it acceptable to use a 2for1 voucher on a first date? We asked this last year - let's see if it's changed... Imagine Ollie asks Samantha to dinner on a first date, saying he'll pay. When the bill comes, he pulls…
Would you support a 50% tax rate – even if it didn’t raise extra cash?
Poll started 28 Jan 2014 The Labour Party says if it returns to power, it’ll reintroduce the 50% income tax rate for higher earners (those over £150,000) as it says they should bear a bigger burden. Yet it's not clear whether this will actually bring in extra revenue, as it could act as a disincentive, while some will take…
Should parents be allowed to take kids out of school for a holiday?
Poll started 21 Jan 2014 Last week, a couple were fined for taking their children on a term-time family holiday without the school’s permission. Headteachers can grant leave in exceptional circumstances, but it’s unlikely for a holiday and holiday prices soar in school holidays. Should term-time holidays be allowed? Should…
Real-life MMD: Should gamers pay for faster broadband?
Money Moral Dilemma: Should gamers pay for faster broadband? I live in a student house with five others, three of whom spend a lot of time gaming. We already have an expensive broadband package, but the internet still runs slowly, so the gamers have suggested we get an even more costly package. I'd welcome faster internet,…
Which money issues do you hide from your partner?
Poll started 14 Jan 2014 Is it a question of sharing everything, or are finances something you keep secret Which money issues do you ‘hide’ from (or not fully disclose to) your partner? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below. To see…
Real-life MMD: Should I share holiday disaster news story money?
Money Moral Dilemma: Should I share holiday disaster news story money? Three friends and I had a holiday disaster about six years ago. A journalist friend of mine is now paying me to use the experience for a story. I'm doing all the legwork for it, but I'm using the photos my friends took. As I'm doing all the work and…
Do you know what’s on your credit file?
Poll started 7 Jan 2014 Apply for a mortgage, credit card, even a mobile phone contract, and you’re credit-scored (see Boost Your Credit Score for more info). As well as your application form details, and any past dealings they’ve had with you, firms also get details from one of three credit reference agencies. But do you…
Real-life MMD: How much should my friend pay me?
Money Moral Dilemma: I used a voucher to pay for something we'll share. How much should my friend pay towards it? My friend and I have just moved into an unfurnished house. We've been buying furniture and splitting the costs. I recently used a voucher I won in a competition to part-pay for something. My friend insists she…
Parcel delivery firms: who are the best and worst?
Poll started 2 Jan 2014 Parcel delivery horror stories range from no-shows to “they threw the goods over the fence” or “they lied that we weren't in”. Last year, we asked who the good guys and cowboys were – now we want to see if anything’s changed. Please rate your overall experiences with these major firms (don’t rate if…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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