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MoneySaving polls
Archives for March 2011
Discussion List
Can money be tainted by ‘evil’? poll discussion
Poll started 28 March 2011: Can money be tainted by ‘evil’? Can money itself be bad, or is the morality only about what you do with it? Take the following scenario… A nasty dictatorial regime with hideous human rights record offers an international charity £1 billion. The money would feed millions who are starving, save…
'Which newspaper do you buy?' poll discussion
Poll started 24 March 2010: Which newspaper do you buy? So are MoneySavers broadsheet readers or tabloid? Which papers do you buy – we're talking newsprint not online (note this replaces the budget poll now the budget's done) Pick all the papers you buy on a regular basis(for dailies a couple of times a week, for Sundays a…
'Fantasy Chancellor' poll discussion
Fantasy Chancellor Poll Started 22 March 2011: It's budget week, so we'd like to ask which taxes would bear the brunt of the raises if you were standing in George Osborne's shoes? You must pick at least one, and at most five (note this is far more to gauge attitudes to different taxes than practical revenue-raising…
Real Life MMD: Should I pay my sister for fake Uggs?
Should I pay my sister for fake Uggs? My sister went to Australia and I asked her to buy me a pair of Ugg boots while she was over there, as they're cheaper. She accidentally bought a fake pair of Uggs, but was positive she was buying the genuine article. They cost £90 and I can't sell them on, because they're fake. Do I…
'How high should interest rates be?' poll discussion
How high should interest rates be? UK interest rates have been at 0.5% for two years, but calls to raise them are growing. If you were the Bank of England what rate would you set? Beginners' Interest Rates Briefing Increasing interest rates encourages saving and discourages borrowing – both mean people spend less, so money…
Real life MMD: Should I keep the train voucher?
Should I keep the train voucher? I travelled from London to Durham by train on a £288 open return ticket paid for by my work. It was delayed by an hour so I complained and found I was entitled to a refund. I sent an application off to the train company and weeks later, I received £70 worth of rail vouchers, valid for 11…
'How much should petrol cost?' Poll discussion
Poll started 08 March 2010: How much should petrol cost? Petrol prices are about £1.30/litre (see cheap petrol), but roughly 80p of this is made of tax and duty, so only 50p-ish goes to manufacturers and retailers combined. Yet remember IF PETROL TAX WAS CUT OTHER TAXES WOULD RISE shifting the burden from motorists to…
Real life MMD: Should I refund the Post Office?
Should I refund the Post Office? I sent my son in law a parcel on 15 Dec for Christmas. By mid January it still hadn't been delivered, so I filled in a Royal Mail claim form. Within about a week I received a cheque for the goods' cost, though nothing for postage. A couple of days later the parcel arrived. Should I return…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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